St. Joseph County property record for 11670 Harder Rd, Three Rivers, MI 49093
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1 ba · 1,582 sqft · built 1936 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Jan 2026) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-032-005-00 |
| Primary APN | 004-032-005-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,582 sqft Total Area |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 438 sqft |
| Unfinished Basement | 438 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 3,484,800 sqft (80 acres) |
| Lot Dimensions | 470 ft deep x 450 ft wide |
| Total Buildings | 7 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11670 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9276 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AG |
| Legal Description | COM S 1/4 COR SEC 32 T6S R12W TH N 88D 51M 05S W 657.12 FT TH N 00D 51M 16S E 1422.01 FT TH S 88D 51M 08S E 2451.14 FT TH S 0 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 32 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 41102 |
11670 Harder Rd, an agricultural property, is owned and occupied by two individuals who bought it in January 2026.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 52137 COUNTY ROAD 131, BRISTOL, IN 46507-8859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Jul 14, 2003 |
| Deed Document Number | 202678 |
| Prior Transfer Date | May 22, 2024 |
| Prior Transfer Doc | 2024005295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 5, 2026 |
| Property Address | 11670 HARDER RD, THREE RIVERS, MI 49093-9276 |
| Document Number | 2026000078 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026000078 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC |
| Amount | Amount on Record |
|---|---|
| Tax | $7,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10315 BORN ST, THREE RIVERS, MI 49093-9271 |
| Name | Verified Name |
|---|---|
| Address | 52137 COUNTY ROAD 131, BRISTOL, IN 46507-8859 |
| Document Number | 2026000079 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026000079 |
| Name | FIRST STATE BANK OF MIDDLEBURY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 30, 2055 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11670 Harder Rd was $3,885 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,100 (-15.99%) Land $223,700 Building $151,400 | $750,200 (-15.99%) Land $447,400 Building $302,800 | |
| 2025 | $3,885.00 (+2.72%) Homeowner's exemption | $446,500 Land $371,100 Building $75,400 | $893,000 Land $742,200 Building $150,800 |
| 2024 | $3,782.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11670 Harder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Most Recent Claim | Sep 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11670 Harder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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