11660 McCarthy Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 11660 McCarthy Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1978
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Dec 2025)
Tax Bill	$7,133 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Dec 2025 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`416-092-006-000`

Property Details

APN / Parcel Number

Primary APN	`416-092-006-000`
Alternative APN	`416-092-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	110,207 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	416-092-006
Street Address	11660 MCCARTHY RD
City	CARMEL VALLEY
State	CA
Zip	93924-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN HILLS SUBD TR 459 LOT 6
Legal Subdivision	HIDDEN HILLS SUBD
Legal Tract	459
Legal Block	1
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL-BY-THE-SEA
Census Block Group	1
Census Block	1001
Census Tract	11606

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MACKILLIE INC
Dec 8, 2025	Grant Deed, Transfer · Conventional Mortgage AMERIS BANK
May 15, 2023	Intrafamily Transfer, Transfer
Dec 4, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PENTAGON FCU
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Dec 29, 2020	Correction Deed, Transfer CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
May 14, 2020	Quit Claim Deed, Transfer CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
May 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Mar 21, 2019	Quit Claim Deed, Transfer AMROCK INC
Mar 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	202545665
Prior Transfer Date	May 18, 2004
Prior Transfer Doc	0000052922
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	UNKNOWN, ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206

Mortgage

Document Number	0000026031
Date	Aug 5, 2025
Instrument	2025026031

Lender

Name	MACKILLIE INC
Type	Non-Lending Institution
Address	CHOWCHILLA, CA 93610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Mar 1, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 8, 2025
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000045665
Map Reference	VOL 8 PG 16
Instrument Date	Dec 3, 2025
Instrument	2025045665
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206

Mortgage

Document Number	0000045666
Date	Dec 8, 2025
Instrument	2025045666

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 15, 2023
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000014668
Map Reference	VOL 8 PG 16
Instrument Date	Apr 18, 2023
Instrument	2023014668
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066589
Date	Dec 4, 2017
Instrument	2017066589

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 22, 2032

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 29, 2020
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000078037
Map Reference	VOL 8 PG 16
Instrument Date	Dec 28, 2020
Instrument	2020078037
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206

Mortgage

Document Number	0000078038
Date	Dec 29, 2020
Instrument	2020078038

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 29, 2020
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000078039
Instrument Date	Dec 10, 2020
Instrument	78039
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11660 MCCARTHY RD CARMEL VALLEY CA 939249206, CARMEL VALLEY, CA 93924-9206

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 14, 2020
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000023088
Instrument Date	Apr 27, 2020
Instrument	23088
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11660 MCCARTHY RD CARMEL VALLEY CA 939249206, CARMEL VALLEY, CA 93924-9206

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 14, 2020
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000023086
Map Reference	VOL 8 PG 16
Instrument Date	Apr 27, 2020
Instrument	2020023086
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206

Mortgage

Document Number	0000023087
Date	May 14, 2020
Instrument	2020023087

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 21, 2019
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000010942
Instrument Date	Mar 14, 2019
Instrument	10942
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11660 MCCARTHY RD CARMEL VALLEY CA 939249206, CARMEL VALLEY, CA 93924-9206

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 21, 2019
Property Address	11660 MCCARTHY RD, CARMEL VALLEY, CA 93924-9206
Document Number	0000010940
Instrument Date	Mar 14, 2019
Instrument	10940
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11660 MCCARTHY RD CARMEL VALLEY CA 939249206, CARMEL VALLEY, CA 93924-9206

Mortgage

Document Number	10941
Date	Mar 21, 2019
Instrument	10941

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,408 (-0.15%) Land $342,580 Building $291,828
2025	$7,133.00 (+8.11%) Homeowner's exemption	$635,345 (+4.04%) Land $330,350 Building $304,995
2023	$6,598.00 (-0.72%) Homeowner's exemption	$610,675 Land $317,523 Building $293,152
2022	$6,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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