11660 Holly Ln, Waldorf, MD 20601 Property Records

Charles County property record for 11660 Holly Ln, Waldorf, MD 20601

Property Summary

Property Type	Commercial
Details	2.5 ba · 2,536 sqft · built 1945
Lot Size	0.324 acres (14,094 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2020)
Tax Bill	$12,919 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-057489`

Property Details

APN / Parcel Number

Primary APN	`06-057489`
Alternative APNs	`6057489` `057489`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,536 sqft Gross Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,094 sqft (0.324 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	1,350 sqft
Parking Spaces	4 Parking Spaces
Deck Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	057489
Street Address	11660 HOLLY LN
City	WALDORF
State	MD
Zip	20601-4913
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CB
Legal Description	LOTS 15 = 0.324 AC N/E WALDORF SUB
Legal Subdivision	WALDORF SUB
Legal Block	1
Legal Lot Number	15
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1002
Census Tract	850709

Owner

11660 Holly Ln, a commercial property, is owned by two individuals who bought it in October 2020.

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11660 HOLLY LN, WALDORF, MD 20601-4913
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE CHESAPEAKE
Oct 15, 2020	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Jul 19, 2000 · Amount on File
Deed Book / Page	11381 / 478
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	11660 HOLLY LN, WALDORF, MD 20601-4913
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11660 HOLLY LN, WALDORF, MD 20601-4913

Mortgage

Document Number	0113070029
Date	Sep 4, 2020
Book Page	11307/29

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	235 Months
Due	Apr 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 15, 2020
Property Address	11660 HOLLY LN, WALDORF, MD 20601-4913
Document Number	0113810478
Book / Page	11381 / 478
Map Reference	MB 1 FO 237
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11660 HOLLY LN, WALDORF, MD 20601-4913

Mortgage

Document Number	0011381482
Date	Oct 15, 2020
Instrument	11381/482

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11660 Holly Ln was $12,919.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,133	$499,700 Land $176,100 Building $323,600
2025	$12,919.00
2023	$5,425.00	$387,000	$405,000 Land $176,100 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11660 Holly Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1999–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11660 Holly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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