1166 Riverfront Way, Cottage Grove, OR 97424 Property Records

Lane County property record for 1166 Riverfront Way, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,428 sqft · built 2013
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (May 2018)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-33-23-07400-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-33-23-07400-000`
Alternative APN	`1827078`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,428 sqft Finished Area
1st Floor Area	747 sqft
2nd Floor Area	681 sqft

Exterior

Year Built	Built 2013
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	390 sqft
Driveway	Driveway
Driveway Area	565 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1827078
Street Address	1166 RIVERFRONT WAY
City	COTTAGE GROVE
State	OR
Zip	97424-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MED DENSITY MULTI FAMI
Legal Description	LOT:51 SUBD:HAYDENS RIVER WALK SEC/TWN/RNG/MER:SEC 33 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	33
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	HAYDENS RIVER WALK
Legal Lot Number	51
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3028
Census Tract	1202

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1166 RIVERFRONT WAY, COTTAGE GROVE, OR 97424-7306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Sep 3, 2014
Deed Document Number	2018-023350
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1166 RIVERFRONT WAY, COTTAGE GROVE, OR 97424-7306
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004267
Date	Feb 20, 2024
Instrument	2024-004267

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1166 RIVERFRONT WAY, COTTAGE GROVE, OR 97424-7306
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022338
Date	Mar 31, 2021
Instrument	2021-022338

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1166 RIVERFRONT WAY, COTTAGE GROVE, OR 97424-7306
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006776
Date	Feb 11, 2020
Instrument	2020-006776

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 22, 2018
Property Address	1166 RIVERFRONT WAY, COTTAGE GROVE, OR 97424-7306
Document Number	0000023350
Map Reference	DOC2008-055206
Instrument Date	May 14, 2018
Instrument	2018-023350
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 RIVERFRONT WAY, COTTAGE GROVE, OR 97424-7306

Mortgage

Document Number	0000023351
Date	May 22, 2018
Instrument	2018-023351

Lender

Name	DIRECTORS MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00 (+4.9%)	$212,005 (+6.09%)	$418,576 (-4.76%) Land $50,358 Building $368,218
2023	$3,692.00 (+4.03%)	$199,836 (+3%)	$439,519 (+13.31%) Land $39,142 Building $400,377
2022	$3,549.00	$194,016	$387,877 Land $40,316 Building $347,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20

May also be available: DFN.

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