1166 Overlook Dr, Whitney, TX 76692 Property Records

Hill County property record for 1166 Overlook Dr, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,168 sqft · built 1997
Lot Size	0.523 acres (22,782 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Jan 2021)
Tax Bill	$5,377 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19523-05500-00000-165000`

Property Details

APN / Parcel Number

Primary APN	`19523-05500-00000-165000`
Alternative APN	`138420`

Interior

Full Baths	3 Baths
Building Area	2,168 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Composition/Composite
Roof Type	Gable
Lot Area	22,782 sqft (0.523 acres)
Garage Type	Detached
Garage Area	650 sqft
Porch	Porch
Porch Area	772 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19523-05500-00000-165000
Street Address	1166 OVERLOOK DR
City	WHITNEY
State	TX
Zip	76692-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BLUFF #1 LT 165 & 166 (1-8)
Legal Subdivision	WHITE BLUFF SUBDIVISION
Legal Block	1
Legal Lot Number	165,166
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	4
Census Block	4096
Census Tract	960200

Owner

1166 Overlook Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1166 OVERLOOK DR, WHITNEY, TX 76692-3074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 29, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 27, 2017	Vendor's Lien, Transfer · Seller Carry-Back CLARK WILLINGHAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Dec 27, 2017 · Amount on File
Deed Document Number	2021118923
Deed Book / Page	2089 / 309
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0000118923
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	1166 OVERLOOK DR, WHITNEY, TX 76692-3074
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002166/3
Date	Feb 17, 2022
Book Page	2166/3
Instrument	131745

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	1166 OVERLOOK DR, WHITNEY, TX 76692-3074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016/586
Date	Aug 29, 2019
Book Page	2016/586
Instrument	00107065

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Dec 27, 2017
Property Address	1166 OVERLOOK DR, WHITNEY, TX 76692-3074
Document Number	1935/178
Book / Page	1935 / 178
Map Reference	SL A-130
Instrument Date	Dec 22, 2017
Instrument	00093312
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 OVERLOOK CT, WHITNEY, TX 76692-3100

Mortgage

Document Number	00093313
Date	Dec 27, 2017
Instrument	00093313

Lender

Name	CLARK WILLINGHAM
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1166 Overlook Dr was $5,377 with exemptions applied, up 285.2% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,377.00 (+285.17%)	$347,485 (-1.64%)	$358,800 (+1.56%) Land $25,210 Building $333,590
2025	$1,396.00 Homeowner's exemption Senior Citizen's exemption	$353,280 Land $25,210 Building $328,070	$353,280 Land $25,210 Building $328,070
2023		$341,370 Land $25,210 Building $316,160	$341,370 Land $25,210 Building $316,160
2022	$1,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1166 Overlook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1166 Overlook Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: Verizon.

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