Kenton County property record for 1166 Fallbrook Dr, Elsmere, KY 41018 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 924 sqft Finished Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $271,000 (2026) |
| Tax Bill | $3,265.00 (2025) |
Source: Kenton County records · APN 016-10-02-103.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Jun 03, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Sep 19, 2022 · Amount on Record |
| Deed Doc Number | 202610176 |
| Deed Book / Page | 432 / 443 |
| Prior Transfer Date | Mar 15, 2021 |
| Prior Transfer Doc | 0005900273 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900120 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 285/320 |
| Instrument | 21101405900120 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 15, 2026 |
| Property Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Document Number | 0000010177 |
| Book / Page | 432 / 446 |
| Instrument Date | May 12, 2026 |
| Instrument | 202610177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000010177, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 432/446 |
| Instrument | 202610177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 15, 2026 |
| Property Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Document Number | 0000010176 |
| Book / Page | 432 / 443 |
| Instrument Date | May 12, 2026 |
| Instrument | 202610176 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,371.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Document Number | 0000010177, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026051510177 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 19, 2022 |
| Property Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Document Number | 0005900116 |
| Book / Page | 190 / 641 |
| Map Reference | PL 1740 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 22091905900116 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6964 GORDON BLVD, 6964, BURLINGTON, KY 41005-6502 |
| Name | Verified Name |
|---|---|
| Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Document Number | 0005900117 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 22091905900117 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 03, 2021 |
| Property Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
| Document Number | 0005900273 |
| Book / Page | 95 / 149 |
| Map Reference | PL 1740 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 21060305900273 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 CRIPPEN AVE, 125, SYRACUSE, NY 13205-2310 |
| Name | Verified Name |
|---|---|
| Address | 1166 FALLBROOK DR, ELSMERE, KY 41018-3705 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,265.00 (+1.33%) | $215,000 (-) Land $25,000 Building $190,000 | $215,000 (-) Land $25,000 Building $190,000 |
| 2023 | $3,222.00 | $215,000 Land $25,000 Building $190,000 | $215,000 Land $25,000 Building $190,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 016-10-02-103.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 924 sqft Finished Area |
| Gross Area | 1,024 sqft Gross Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1166 FALLBROOK DR |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-3705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIPPLE CREEK II SEC 5 LOT 103 |
| Legal Subdivision | RIPPLE CREEK II |
| Legal Phase | 5 |
| Legal Lot Number | 103 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 65600 |
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