1166 E 28th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1166 E 28th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,135 sqft · built 1953
Lot Size	0.155 acres (6,732 sqft)
Owner	Individual Name on File
Tax Bill	$1,693 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`0150-373-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0150-373-12-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft
Family Room	Family Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,732 sqft (0.155 acres)
Lot Dimensions	102 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1166 E 28TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3931 LOT 201
Legal Subdivision	TRACT 3931
Legal Tract	3931
Legal Block	2
Legal Lot Number	201
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2011
Census Tract	6201

Owner

1166 E 28th St is owned and occupied by an individual who acquired it in December 2008.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1166 E 28TH ST, SAN BERNARDINO, CA 92404-4114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2008
Transfer Doc	0000544612
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 6, 2026
Property Address	1166 E 28TH ST, SAN BERNARDINO, CA 92404-4114
Document Number	0000114864
Instrument Date	Apr 25, 2026
Instrument	2026114864
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1166 E 28TH ST, SAN BERNARDINO, CA 92404-4114

Mortgage

Document Number	0000114864,
Date	May 6, 2026
Instrument	2026114864

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1166 E 28TH ST, SAN BERNARDINO, CA 92404-4114
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 E 28TH ST, SN BERNRDNO, CA 92404-4114

Mortgage

Document Number	0000183282
Date	Jul 27, 2023
Instrument	2023-0183282

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1166 E 28TH ST, SAN BERNARDINO, CA 92404-4114
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3466, SAN BERNARDINO, CA 92413-3466

Mortgage

Document Number	0000356599
Date	Aug 9, 2021
Instrument	2021-0356599

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1166 E 28TH ST, SAN BERNARDINO, CA 92404-4114
Document Number	0000290323
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1166 E 28TH ST SAN BERNARDINO CA 924044114, SAN BERNARDINO, CA 92404-4114

Mortgage

Document Number	0000290323
Date	Aug 9, 2018
Instrument	290323

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1166 E 28th St was $1,693.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$123,697 (+2%) Land $21,099 Building $102,598
2025	$1,693.00	$121,271 Land $20,685 Building $100,586
2023	$1,615.00	$116,561 Land $19,881 Building $96,680
2022	$1,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1166 E 28th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1166 E 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

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