11659 Co Rd 682, Webster, FL 33597 Property Records

Sumter County property record for 11659 Co Rd 682, Webster, FL 33597

Property Summary

Property Type	Single Family Home
Details	1,918 sqft · built 1975
Lot Size	2.4 acres (104,892 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Sep 2013)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112221R11A080`

Property Details

APN / Parcel Number

Primary APN	`112221R11A080`
Alternative APNs	`R11A080` `1071759`

Interior

Building Area	1,918 sqft Living Area
1st Floor Area	1,918 sqft
Utility Area	344 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Lot Area	104,892 sqft (2.4 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	128 sqft
Porch	Open Porch
Porch Area	288 sqft

Location & Zoning

Street Address	11659 CR 682
City	WEBSTER
State	FL
Zip	33597-7462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 ROYAL OAKS RETREATS UNIT 1 UNREC LESS CR R/W NE1/4 OF SE1/4 OF NE1/4 OF SE1/4
Legal Range	21E
Legal Township	22S
Legal Section	11
Legal Subdivision	ROYAL OAKS RETREATS
Legal Lot Number	27
Jurisdiction	SUMTER FL
Township / Civil Division	BUSHNELL-CENTER HILL
Census Block Group	1
Census Block	1001
Census Tract	910601

Owner

11659 Co Rd 682 is owned and occupied by two individuals who bought it in September 2013.

Source: Sumter County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11659 CR 682, WEBSTER, FL 33597-7462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2013 · Amount on File
Deed Sale	Sep 20, 2013 · Amount on File
Prior Sale	Feb 4, 2005 · Amount on File
Deed Document Number	201334537
Deed Book / Page	2676 / 640
Prior Transfer Date	Jan 28, 2005
Prior Transfer Doc	0013280421
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	11659 CR 682, WEBSTER, FL 33597-7462
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11659 COUNTY ROAD 682, WEBSTER, FL 33597-7462

Mortgage

Document Number	0040990252
Date	Sep 17, 2021
Book Page	4099/252
Instrument	202160051487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	11659 CR 682, WEBSTER, FL 33597-7462
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035800104
Date	Jun 11, 2019
Book Page	3580/0104
Instrument	201960022660

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11659 Co Rd 682 was $1,600 with a homeowner's exemption, up 5.3% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (+5.33%) Homeowner's exemption	$153,870	$195,500 Land $40,940 Building $154,560
2024	$1,519.00 (+22.8%)
2023	$1,237.00 (+25.84%) Additional exemption filed	$145,190 (+19.41%)	$180,330 (+36.31%) Land $22,400 Building $157,930
2022	$983.00 Homeowner's exemption	$121,590	$132,290 Land $22,400 Building $109,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11659 Co Rd 682 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	23 (1995–2024)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Frances, Sep 2004 · 7 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11659 Co Rd 682 is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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