11657 Red Rust Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 11657 Red Rust Ln, Charlotte, NC 28277

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 2,348 sqft · built 2019
Lot Size	0.039 acres (1,716 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Apr 2022)
Tax Bill	$5,064 (2023)
Deeds & Mortgages	May 2021 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`229-172-71`

Property Details

APN / Parcel Number

Primary APN	`229-172-71`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,348 sqft Heated Area

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	1,716 sqft (0.039 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	229-172-71
Street Address	11657 RED RUST LN
City	CHARLOTTE
State	NC
Zip	28277-4957
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L153 M64-704
Legal Subdivision	REA FARMS PH 1 MAP 2
Legal Lot Number	153
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3016
Census Tract	5845

Owner

11657 Red Rust Ln, a townhouse, is owned and occupied by an individual who bought it in April 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	11657 RED RUST LN, CHARLOTTE, NC 28277-4957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 14, 2022	Warranty Deed, Transfer
Apr 13, 2021	Intrafamily Transfer, Transfer
Mar 12, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Apr 13, 2021
Deed Document Number	0037250969
Deed Book / Page	37250 / 969
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11657 RED RUST LN, CHARLOTTE, NC 28277-4957
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105914
Date	May 28, 2021
Book Page	36120/447
Instrument	2021105914

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 14, 2022
Property Address	11657 RED RUST LN, CHARLOTTE, NC 28277-4957
Document Number	0000057752
Book / Page	37250 / 969
Map Reference	MB 64 PG 704
Instrument Date	Apr 12, 2022
Instrument	2022057752
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8205 TONAWANDA DR, CHARLOTTE, NC 28277-1896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11657 RED RUST LN, CHARLOTTE, NC 28277-4957

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 13, 2021
Property Address	11657 RED RUST LN, CHARLOTTE, NC 28277-4957
Document Number	0000072632
Book / Page	35931 / 358
Map Reference	MB 64 PG 704
Instrument Date	Mar 18, 2021
Instrument	2021072632
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11657 RED RUST LN, CHARLOTTE, NC 28277-4957

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 12, 2020
Property Address	11657 RED RUST LN, CHARLOTTE, NC 28277-4957
Document Number	0000035626
Book / Page	034365 / 000240
Instrument Date	Mar 12, 2020
Instrument	35626
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11657 RED RUST LN CHARLOTTE NC 282774957, CHARLOTTE, NC 28277-4957

Mortgage

Document Number	35627
Date	Mar 12, 2020
Book Page	034365/000243
Instrument	35627

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 11657 Red Rust Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11657 Red Rust Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

Nearby Properties on Red Rust Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures