11655 Moreno Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 11655 Moreno Ave, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1978
Lot Size1.13 acres (49,658 sqft)
OwnerCompany Name on Record
Tax Bill$1,498 (2025)
Deeds & MortgagesMar 2023 Reverse Mortgage
Feb 2018 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN375-113-15-00

Property Details

APN / Parcel Number

Primary APN375-113-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area49,658 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address11655 MORENO AVE
CityLAKESIDE
StateCA
Zip92040-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 1 LOT 6 ST CLSD ADJ&SWLY 225 FT OF TR 002462
Legal SubdivisionSAN VICENTE VALLEY FARMS
Legal Tract002462
Legal Block1
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1043
Census Tract16902

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11655 MORENO AVE, LAKESIDE, CA 92040-1442
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2023Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Feb 12, 2018Affidavit of Death, Transfer
TITLE 365
Jan 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 1997
Deed SaleJun 27, 1997
Deed Document Number1997302265
Last Transfer DateJul 25, 2012
Transfer Doc0000570767
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11655 MORENO AVE, LAKESIDE, CA 92040-1442
Transaction TypeMortgage
Record UpdatedMar 17, 2023
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address11655 MORENO AVE, LAKESIDE, CA 92040-1442

Mortgage

Document Number0000059181
DateMar 8, 2023
Instrument2023-0059181
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term899 Months
DueFeb 3, 2098
Interest
Rate TypeAdjustable Rate
Rate7.43%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.4%

February 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateFeb 12, 2018
Property Address11655 MORENO AVE, LAKESIDE, CA 92040-1442
Document Number0000055750
Instrument DateJan 12, 2018
Instrument55750
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11655 MORENO AVE LAKESIDE CA 920401442, LAKESIDE, CA 92040-1442

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11655 MORENO AVE, LAKESIDE, CA 92040-1442
Document Number0000055751
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address11655 MORENO AVE LAKESIDE CA 920401442, LAKESIDE, CA 92040-1442

Mortgage

Document Number0000055751
DateFeb 12, 2018
Instrument55751
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 11, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$122,476 (+2%) Land $18,816 Building $103,660
2025$1,498.00 (+5.64%) Homeowner's exemption$120,076 (+4.04%) Land $18,448 Building $101,628
2023$1,418.00 (+1.87%) Homeowner's exemption$115,416 Land $17,733 Building $97,683
2022$1,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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