Charles County property record for 11655 Gilbert Ln, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,260 sqft · built 1993 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Apr 2022) |
| Tax Bill | $19,943 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-017765 |
| Primary APN | 04-017765 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,260 sqft Living Area |
| Gross Area | 5,700 sqft |
| 1st Floor Area | 2,884 sqft |
| Basement Area | 1,140 sqft |
| Finished Basement | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 694 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 017765 |
|---|---|
| Street Address | 11655 GILBERT LN |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 9 PLAT 3 = 3.000 GILBERT ACRES SUB |
| Legal Subdivision | GILBERT ACRES SUB |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 4, ALLENS FRESH |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 851301 |
Source: Charles County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11655 GILBERT LN, LA PLATA, MD 20646-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Jun 14, 2019 | Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2019 · Amount on Record |
| Deed Book / Page | 12529 / 427 |
| Prior Transfer Date | Jan 6, 2009 |
| Prior Transfer Doc | 0067520355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 29, 2022 |
| Property Address | 11655 GILBERT LN, LA PLATA, MD 20646-4513 |
| Document Number | 0125290427 |
| Book / Page | 12529 / 427 |
| Map Reference | MB 39 FO 164 |
| Instrument Date | Apr 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11655 GILBERT LN, LA PLATA, MD 20646-4513 |
| Document Number | 0012529431 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 12529/431 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 14, 2019 |
| Property Address | 11655 GILBERT LN, LA PLATA, MD 20646-4513 |
| Document Number | 0106690154 |
| Book / Page | 10669 / 154 |
| Map Reference | MB 39 FO 164 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MARYLAND TRUST T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11655 GILBERT LN, LA PLATA, MD 20646-4513 |
| Document Number | 10669163 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 10669/163 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,943.00 (+137.76%) | $694,133 (+14.51%) | $738,100 (+21.76%) Land $150,000 Building $588,100 |
| 2023 | $8,388.00 | $606,200 Land $140,000 Building $466,200 | $606,200 Land $140,000 Building $466,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2011–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
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