11655 E Bear Meadows SE, Alto, MI 49302 Property Records

Kent County property record for 11655 E Bear Meadows SE, Alto, MI 49302

Property Summary

Property Type	Condominium
Details	5 bd · 3 ba · 1,872 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Dec 2019)
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-24-04-404-031`

Property Details

APN / Parcel Number

Primary APN	`41-24-04-404-031`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,862 sqft
Basement Area	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11655 E BEAR MEADOWS DR SE
City	ALTO
State	MI
Zip	49302-9083
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	412404404031 UNIT 31 * ALTO MEADOWS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.699 INSTRUMENT NO.20041122-0152666 AS AMENDED
Legal Subdivision	ALTO MEADOWS KENT COUNTY CONDOMINIUM SUB
Legal Unit	31
Jurisdiction	KENT MI
Township / Civil Division	BOWNE
Census Block Group	2
Census Block	2035
Census Tract	12002

Owner

11655 E Bear Meadows SE, a condominium, is owned and occupied by two individuals who bought it in December 2019.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11655 E BEAR MEADOWS DR SE, ALTO, MI 49302-9083
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
May 13, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Dec 11, 2019	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Prior Sale	Mar 4, 2014 · Amount on File
Deed Document Number	201997665
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11655 E BEAR MDWS SE, ALTO, MI 49302-9083
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11655 E BEAR MDWS SE, ALTO, MI 49302-9083

Mortgage

Document Number	0000059944
Date	Oct 18, 2023
Instrument	20231018-0059944

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 18, 2038

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11655 E BEAR MDWS SE, ALTO, MI 49302-9083
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11655 E BEAR MDWS SE, ALTO, MI 49302-9083

Mortgage

Document Number	0000039979
Date	May 13, 2022
Instrument	20220513-0039979

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Apr 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 11, 2019
Property Address	11655 E BEAR MDWS SE, ALTO, MI 49302-9083
Document Number	0000097665
Instrument Date	Dec 3, 2019
Instrument	97665
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11521 BOULDER DR E #291 LOWELL MI 493318649, 291, LOWELL, MI 49331-8649

Mortgage

Document Number	97666
Date	Dec 11, 2019
Instrument	97666

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11655 E Bear Meadows SE was $4,050.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Bowne Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,800 (+20.16%)	$413,600 (+20.16%)
2025	$4,050.00 Homeowner's exemption	$172,100	$344,200
2023		$149,000	$298,000
2019	$3,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11655 E Bear Meadows SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11655 E Bear Meadows SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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