Yuba County property record for 11654 Ravine Trl, Challenge, CA 95925
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba |
| Lot Size | 0.572 acres (24,915 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-020-009-000 |
| Primary APN | 064-020-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 24,915 sqft (0.572 acres) |
|---|
| Heating System | HVAC |
|---|
| Old Parcel Number | 064-020-009 |
|---|---|
| Street Address | 11654 RAVINE TRL |
| City | CHALLENGE |
| State | CA |
| Zip | 95925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A/RR |
| Legal Description | PTN SEC 10 TWP 18 RGE 7 |
| Jurisdiction | YUBA CA |
| Township / Civil Division | YUBA FOOTHILLS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 41101 |
Source: Yuba County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 122, CHALLENGE, CA 95925-0122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 28, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 1, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 24, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Recording Date | Aug 10, 2026 |
| Property Address | 11654 RAVINE TRL, CHALLENGE, CA 95925 |
| Document Number | 0000008843 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20268843 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 11654 RAVINE TRL, CHALLENGE, CA 95925 |
| Document Number | 0000008843, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 20268843 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 11654 RAVINE TRL, CHALLENGE, CA 95925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008255 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 2017-008255 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 11654 RAVINE TRL, CHALLENGE, CA 95925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001138 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 2018-001138 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 11654 RAVINE TRL, CHALLENGE, CA 95925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000001187 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020-001187 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 11654 RAVINE TRL, CHALLENGE, CA 95925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 122, CHALLENGE, CA 95925-0122 |
| Document Number | 0000000718 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-000718 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 1, 2050 |
Source: Yuba County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yuba County |
| Unified School District | Marysville Joint Unified School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $138,714 (+6.12%) Land $46,067 Building $92,647 | |
| 2023 | $130,715 Land $43,411 Building $87,304 | $271,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.1% of the US · above 89% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH YUBA WATER DISTRICT serves 2,772 people · EPA ID CA5810006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| DigitalPath Fixed Wireless | 75 / 10 |
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