Grand Traverse County property record for 11654 Bluff Rd, Traverse City, MI 49686
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,586 sqft · built 1925 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,693 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 11-003-012-10 |
| Primary APN | 11-003-012-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,586 sqft Living Area |
| Basement Area | 1,448 sqft |
| Unfinished Basement | 1,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Mixed |
| Garage Area | 1,126 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 176 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 1,971 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11654 BLUFF RD |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PA-293 OF 1976 COM SW COR GOV LOT 1 TH N 2 DEG 50 E 33 TH N 87 DEG 10 W 37.01 TO BLUFF RD C/L TH N 46 DEG 43 10 E ALG C/L 118 |
| Legal Range | 10W |
| Legal Township | 28N |
| Legal Section | 03 |
| Legal Lot Number | 1 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | PENINSULA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 550900 |
Source: Grand Traverse County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11654 BLUFF RD, TRAVERSE CITY, MI 49686-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Peninsula Township |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,328,900 (+6.26%) | $4,657,802 (+6.26%) | |
| 2025 | $12,693.00 Homeowner's exemption | $2,191,700 (+186.38%) | $4,383,334 (+136.39%) |
| 2023 | $765,300 | ||
| 2022 | $1,854,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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