11651 Rancho Heights Rd, Pala, CA 92059 Property Records

San Diego County property record for 11651 Rancho Heights Rd, Pala, CA 92059 · Last verified August 2026

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,344 sqft · built 1984
Lot Size19.7 acres (862,052 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Oct 2016)
Tax Bill$5,477 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN109-392-25-00

Property Details

APN / Parcel Number

Primary APN109-392-25-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleMobile Home
Lot Area862,052 sqft

Location & Zoning

Street Address11651 RANCHO HEIGHTS RD, T
CityPALA
StateCA
Zip92059-1812
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPAR 2 TR PM03480
Legal SubdivisionPARCEL MAP NO 3480
Legal Tract3480
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group2
Census Block2007
Census Tract19108

Owner

Source: San Diego County records · APN 109-392-25-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11651 RANCHO HEIGHTS RD, PALA, CA 92059-1812
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Oct 07, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BANNER BANK
Jun 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2016 · Amount on Record
Deed SaleOct 26, 2016 · Amount on Record
Deed Document Number2016580319
Last Transfer DateSep 29, 2021
Transfer Doc0000700158
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11651 RANCHO HEIGHTS RD, PALA, CA 92059-1812
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11651 RANCHO HEIGHTS RD, PALA, CA 92059-1812

Mortgage

Document Number0000413156
DateOct 27, 2022
Instrument2022-0413156
Lender
NameBANNER BANK
TypeBank
AddressTEMECULA, CA 92590
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 07, 2021
Property Address11651 RANCHO HEIGHTS RD, PALA, CA 92059-1812
Document Number0000700158
Instrument DateSep 29, 2021
Instrument2021-0700158
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11651 RANCHO HEIGHTS RD, PALA, CA 92059-1812

Mortgage

Document Number0000700159
DateOct 07, 2021
Instrument2021-0700159
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 23, 2020
Property Address11651 RANCHO HEIGHTS RD, PALA, CA 92059-1812
Document Number0000325133
Instrument DateMar 26, 2020
Instrument2020-0325133
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11651 RANCHO HEIGHTS RD, PALA, CA 92059-1812

Mortgage

Document Number0000325134
DateJun 23, 2020
Instrument2020-0325134
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueApr 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$491,268 (+2%) Land $414,325 Building $76,943
2025$5,477.00 (-0.81%)$481,636 (+4.04%) Land $406,201 Building $75,435
2023$5,522.00 (+1.34%)$462,935 Land $390,429 Building $72,506
2022$5,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo

Wildfire

Wildfire RiskExtreme
above 100% of the US · above 97% of California
Wildfire LikelihoodAbout 1 in 24 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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