Contra Costa County property record for 1165 Sunlight Cir, Concord, CA 94518 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,965 sqft · built 1983 |
| Lot Size | 0.133 acres (5,782 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,372 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-521-012-2 |
| Primary APN | 134-521-012-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,167 sqft |
| 2nd Floor Area | 798 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 5,782 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1165 SUNLIGHT CIR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-1911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T04554 L0089 B EX MR |
| Legal Subdivision | SUBDIVISION 4554 |
| Legal Tract | 04554 |
| Legal Lot Number | 89 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 337300 |
Source: Contra Costa County records · APN 134-521-012-2
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION |
| Apr 11, 2023 | Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 08, 2005 |
| Transfer Doc | 0000307261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 03, 2026 |
| Property Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Document Number | 0000080940 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202680940 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Document Number | 0000080940, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202680940 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Document Number | 0000033647 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023-033647 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000056045 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019-056045 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1165 SUNLIGHT CIR, CONCORD, CA 94518-1911 |
| Document Number | 0000210581 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-210581 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $324,025 (+2%) Land $118,318 Building $205,707 | |
| 2025 | $4,372.00 (+5.35%) Homeowner's exemption | $317,673 (+4.04%) Land $115,999 Building $201,674 |
| 2023 | $4,150.00 (+1.79%) Homeowner's exemption | $305,340 Land $111,496 Building $193,844 |
| 2022 | $4,077.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 586 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Unwired | Fixed Wireless | 300 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, Sonic Telecom, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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