1165 Silver St, Union City, CA 94587 Property Records

Alameda County property record for 1165 Silver St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,592 sqft · built 2006
Lot Size	0.105 acres (4,550 sqft)
Owner	2 Individual Names on File
Last Sale	$601,000 (Aug 2011)
Tax Bill	$11,006 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87-334-104`

Property Details

APN / Parcel Number

Primary APN	`87-334-104`
Alternative APN	`087-0334-104-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,550 sqft (0.105 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1165 SILVER ST
City	UNION CITY
State	CA
Zip	94587-5485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00102 BLK: TR: 7405
Legal Tract	7405
Legal Lot Number	102
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1012
Census Tract	440338

Owner

1165 Silver St is owned and occupied by two individuals who bought it in August 2011.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1165 SILVER ST, UNION CITY, CA 94587-5485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2011 · Amount on File
Deed Sale	Aug 1, 2011 · Amount on File
Prior Sale	Aug 10, 2006 · Amount on File
Deed Document Number	2011220967
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1165 SILVER ST, UNION CITY, CA 94587-5485
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 SILVER ST, UNION CITY, CA 94587-5485

Mortgage

Document Number	0000022735
Date	Feb 2, 2022
Instrument	2022022735

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4%
Index	1-Year CMT
Max Rate	8%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1165 SILVER ST, UNION CITY, CA 94587-5485
Document Number	0000162898
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1165 SILVER ST UNION CITY CA 945875485, UNION CITY, CA 94587-5485

Mortgage

Document Number	0000162898
Date	Jul 13, 2020
Instrument	162898

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1165 SILVER ST, UNION CITY, CA 94587-5485
Document Number	0000249745
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1165 SILVER ST UNION CITY CA 945875485, UNION CITY, CA 94587-5485

Mortgage

Document Number	0000249745
Date	Dec 5, 2019
Instrument	249745

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1165 Silver St was $11,006.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,684 (+2%) Land $230,905 Building $538,779
2025	$11,006.00	$754,598 Land $226,379 Building $528,219
2023	$10,951.00	$725,303 Land $217,591 Building $507,712	$1,503,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1165 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1165 Silver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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