1165 Shonele Ln, Stem, NC 27581 Property Records

Granville County property record for 1165 Shonele Ln, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 2020
Lot Size	0.94 acres (40,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jun 2025)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25219-442325`

Property Details

APN / Parcel Number

Primary APN	`25219-442325`
Alternative APNs	`097000990418` `097000 160` `1052033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,968 sqft (0.94 acres)
Garage Type	Attached
Garage Area	769 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1052033
Street Address	1165 SHONELE LN
City	STEM
State	NC
Zip	27581-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 17
Legal Subdivision	RANGEWOOD SUBDIVISION
Legal Lot Number	17
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4003
Census Tract	970701

Owner

Source: Granville County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1165 SHONELE LN, STEM, NC 27581-9585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Construction Mortgage UBANK
Jan 15, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Feb 28, 1994
Deed Book / Page	2029 / 685
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1165 SHONELE LN, STEM, NC 27581-9585
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 NC HIGHWAY 96, OXFORD, NC 27565-7212

Mortgage

Document Number	1707/119
Date	Nov 9, 2018
Book Page	1707/119

Lender

Name	UBANK
Type	Bank
Address	YOUNGSVILLE, NC 27596

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 10, 2019

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jan 15, 2021
Property Address	1165 SHONELE LN, STEM, NC 27581-9585
Document Number	1817/863
Book / Page	1817 / 863
Map Reference	MB 23 PG 73
Instrument Date	Jan 15, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 68, STEM, NC 27581-0068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 SHONELE LN, STEM, NC 27581-9585

Mortgage

Document Number	1817865
Date	Jan 15, 2021
Instrument	1817/865

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (+31.27%)	$419,137 (+45.76%) Land $66,500 Building $352,637
2024			$419,137 (+45.76%) Land $66,500 Building $352,637
2023	$2,590.00 (+0.43%)	$287,562 (-) Land $45,000 Building $242,562	$287,562 (-) Land $45,000 Building $242,562
2022	$2,579.00	$287,562 Land $45,000 Building $242,562	$287,562 Land $45,000 Building $242,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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