1165 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1165 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1915
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$74,666 (Oct 2011)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0025`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0025`
Alternative APNs	`8584895` `649554`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	912 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	649554
Street Address	1165 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. LOT 27 BLK 1
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	1
Legal Lot Number	27
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3004
Census Tract	31100

Owner

1165 Rose Ave E is owned and occupied by an individual who bought it in October 2011.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1165 ROSE AVE E, SAINT PAUL, MN 55106-2719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 16, 2018	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2011 · Amount on File
Deed Sale	Oct 14, 2011 · Amount on File
Prior Sale	Oct 14, 2011 · Amount on File
Deed Document Number	2011393394
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1165 ROSE AVE E, SAINT PAUL, MN 55106-2719
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04918541
Date	Nov 10, 2021
Instrument	A04918541

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1165 ROSE AVE E, SAINT PAUL, MN 55106-2719
Document Number	0002618098
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 ROSE AVE E ST PAUL MN 551062719, ST PAUL, MN 55106-2719

Mortgage

Document Number	0002618098
Date	Jul 9, 2018
Instrument	2618098

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1165 Rose Ave E was $3,522 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,300 Land $25,000 Building $203,300	$228,300 Land $25,000 Building $203,300
2025	$3,522.00
2023	$3,440.00 Homeowner's exemption	$225,300 Land $20,000 Building $205,300	$225,300 Land $20,000 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1165 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1165 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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