1165 Northcutt Rd, Milton, TN 37118 Property Records

Cannon County property record for 1165 Northcutt Rd, Milton, TN 37118

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,844 sqft · built 2014
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jan 2014)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008018 04901`

Property Details

APN / Parcel Number

Primary APN	`008018 04901`
Alternative APN	`018 04901`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	1,525 sqft
Upper Floors Area	319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	182 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1165 NORTHCUTT RD
City	MILTON
State	TN
Zip	37118-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Jurisdiction	CANNON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3037
Census Tract	960100

Owner

Source: Cannon County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1165 NORTHCUTT RD, MILTON, TN 37118-9507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2014 · Amount on Record
Deed Sale	Jan 9, 2014 · Amount on Record
Deed Document Number	44730
Deed Book / Page	150 / 918
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	1165 NORTHCUTT RD, MILTON, TN 37118-9507
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 NORTHCUTT RD, MILTON, TN 37118-9507

Mortgage

Document Number	0000081099
Date	Feb 12, 2026
Book Page	278/812
Instrument	81099

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	1165 NORTHCUTT RD, MILTON, TN 37118-9507
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067747
Date	Jan 18, 2022
Book Page	229/242
Instrument	67747

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	1165 NORTHCUTT RD, MILTON, TN 37118-9507
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 NORTHCUTT RD, MILTON, TN 37118-9507

Mortgage

Document Number	0000059447
Date	Oct 1, 2019
Book Page	0000000198/0000000014
Instrument	59447

Lender

Name	GARDNER FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	1165 NORTHCUTT RD, MILTON, TN 37118-9507
Document Number	0000056631
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1165 NORTHCUTT RD MILTON TN 371189507, MILTON, TN 37118-9507

Mortgage

Document Number	0000056631
Date	Oct 12, 2018
Book Page	000188/000690
Instrument	56631

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cannon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cannon County
Unified School District	Cannon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+26.25%)	$100,575 (-) Land $16,400 Building $84,175
2023		$100,575 Land $16,400 Building $84,175	$402,300 Land $65,600 Building $336,700
2022	$1,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2002–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #4 serves 927 people · EPA ID TN0000835
Water Source	Purchased surface water from BAXTER WATER DEPARTMENT
Last State Inspection	Sep 2025
Also Mapped Here	CONSOLIDATED U.D. OF RUTHERFORD CO
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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