1165 Miramar St, Laguna Beach, CA 92651 Property Records

Orange County property record for 1165 Miramar St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,292 sqft · built 1984
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Mar 2015)
Tax Bill	$16,917 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-408-22`

Property Details

APN / Parcel Number

Primary APN	`644-408-22`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bungalow
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
View / Lot	Ocean

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1165 MIRAMAR ST
City	LAGUNA BEACH
State	CA
Zip	92651-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	A TR ARCH BEACH HEIGHTS BLK 30 LOT 27
Legal Subdivision	ARCH BEACH HEIGHTS
Legal Tract	24
Legal Block	30
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4008
Census Tract	62620

Owner

Source: Orange County records, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1165 MIRAMAR ST, LAGUNA BEACH, CA 92651-3525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2015 · Amount on Record
Deed Sale	Mar 2, 2015 · Amount on Record
Prior Sale	Jul 27, 2005 · Amount on Record
Deed Document Number	2015108440
Last Transfer Date	May 19, 2021
Transfer Doc	0000345067
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1165 MIRAMAR ST, LAGUNA BEACH, CA 92651-3525
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 MIRAMAR ST, LAGUNA BEACH, CA 92651-3525

Mortgage

Document Number	0000302617
Date	Sep 9, 2022
Instrument	2022000302617

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 26, 2021
Property Address	1165 MIRAMAR ST, LAGUNA BEACH, CA 92651-3525
Document Number	0000345067
Map Reference	MB 7 PG 9&10
Instrument Date	May 19, 2021
Instrument	2021000345067
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1165 MIRAMAR ST, LAGUNA BEACH, CA 92651-3525

Mortgage

Document Number	0000345068
Date	May 26, 2021
Instrument	2021000345068

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,917.00 (+2.24%)	$1,562,401 (+4.04%) Land $1,387,787 Building $174,614
2024	$16,546.00 (+0.5%)
2023	$16,464.00 (+2.3%)	$1,501,732 Land $1,333,897 Building $167,835
2022	$16,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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