1165 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1165 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,553 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2023 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R0748717`

Property Details

APN / Parcel Number

Primary APN	`R0748717`
Alternative APNs	`07-3834-24-1-02-19-0000` `0000009915`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,553 sqft Living Area
1st Floor Area	1,464 sqft
Attic	Attic
Attic Area	1,089 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009915
Street Address	1165 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9789
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 22, ASSR #0000009915
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	22
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1007
Census Tract	1401

Owner

Source: Flathead County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	74-5056 KEALAPUA ST, KAILUA KONA, HI 96740-1526
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Special Warranty Deed, Transfer FLATHEAD PREMIER TITLE
Nov 9, 2023	Warranty Deed, Transfer FLATHEAD PREMIER TITLE
Apr 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Sep 26, 2017	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Jul 25, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023
Deed Sale	Dec 7, 2023
Prior Sale	Nov 9, 2023
Deed Document Number	202321784
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	0000028195
Record Updated	Sep 20, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 7, 2023
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Document Number	202300021784
Instrument Date	Sep 28, 2023
Instrument	202300021784
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74-5056 KEALAPUA ST, KAILUA KONA, HI 96740-1526

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 9, 2023
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Document Number	202300020071
Instrument Date	Sep 22, 2023
Instrument	202300020071
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800006667
Date	Apr 9, 2018
Instrument	201800006667

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700023967
Date	Sep 26, 2017
Instrument	201700023967

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	4.27%
Max Rate At Change	9.25%
Index	5-Year CMT
Margin	3
Max Rate	9.62%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800027437
Date	Nov 9, 2018
Instrument	201800027437

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008556
Date	Mar 12, 2021
Instrument	202100008556

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 11, 2022
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Document Number	202200003816
Instrument Date	Feb 11, 2022
Instrument	202200003816
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789

Mortgage

Document Number	202200003817
Date	Feb 11, 2022
Instrument	202200003817

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 28, 2019
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Document Number	201900027683
Instrument Date	Oct 28, 2019
Instrument	201900027683
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789

Mortgage

Document Number	201900027684
Date	Oct 28, 2019
Instrument	201900027684

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 25, 2017
Property Address	1165 MACKINAW LOOP, SOMERS, MT 59932-9789
Document Number	201700017243
Instrument Date	Jul 22, 2017
Instrument	201700017243
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF FL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	175 HUTTON RANCH RD STE 103, 103, KALISPELL, MT 59901-2142

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (-44.3%)	$717,300 (+9.46%)	$717,300 (+9.46%) Land $127,420 Building $589,880
2023	$4,698.00	$655,300	$655,300 Land $81,608 Building $573,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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