1165 Loreto Ct, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 1165 Loreto Ct, Grover Beach, CA 93433

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,618 sqft · built 2003
Lot Size0.155 acres (6,751 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Nov 2022)
Tax Bill$9,817 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN060-567-013

Property Details

APN / Parcel Number

Primary APN060-567-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,618 sqft Living Area
1st Floor Area1,618 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area6,751 sqft (0.155 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1165 LORETO CT
CityGROVER BEACH
StateCA
Zip93433-2933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY GB TR 2397 LT 57
Legal SubdivisionLA SERENA
Legal Tract2397
Legal Block1
Legal Lot Number57
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1042
Census Tract12001

Owner

1165 Loreto Ct is owned and occupied by two individuals who bought it in November 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1165 LORETO CT, GROVER BEACH, CA 93433-2933
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2022 · Amount on File
Deed SaleNov 1, 2022 · Amount on File
Prior SaleAug 26, 2008 · Amount on File
Deed Document Number202243334
Prior Transfer DateApr 12, 2013
Prior Transfer Doc0000021765
Record UpdatedOct 29, 2026

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 1, 2022
Property Address1165 LORETO CT, GROVER BEACH, CA 93433-2933
Document Number0000043334
Map ReferenceMB 20 PG 1
Instrument DateOct 10, 2022
Instrument2022043334
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1165 LORETO CT, GROVER BEACH, CA 93433-2933

Mortgage

Document Number0000043335
DateNov 1, 2022
Instrument2022043335
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1165 Loreto Ct was $9,817 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityGrover Beach City
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$875,495 (+2%) Land $504,073 Building $371,422
2025$9,817.00 Homeowner's exemption$858,330 Land $494,190 Building $364,140
2023$9,560.00 (+67.87%)$825,000 Land $475,000 Building $350,000
2022$5,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1165 Loreto Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1165 Loreto Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GROVER BEACH PUBLIC WORKS DEPT
serves 12,701 people · EPA ID CA4010004
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

Nearby Properties on Loreto Ct

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