Schenectady County and Schenectady City property record for 1165 Lexington Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1949 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,500 (Nov 2005) |
| Tax Bill | $6,986 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.78-2-40 |
| Primary APN | 421500 40.78-2-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 184 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1165 LEXINGTON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PART OF 1 WOOD AND GARAGE |
| Legal Subdivision | VAN VOAST BALL AND VAN VOAST |
| Legal Block | 2 |
| Legal Lot Number | 40.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1165 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK |
| Oct 31, 2019 | Loan Modification, Mortgage · Conventional with PMI TRUSTCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2005 · Amount on Record |
| Deed Sale | Nov 4, 2005 · Amount on Record |
| Prior Sale | Jun 16, 2000 · Amount on Record |
| Deed Book / Page | 1720 / 66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1165 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1165 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Document Number | 0000030740 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 5115/191 |
| Instrument | 202130740 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1165 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Document Number | 0000051277 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1165 LEXINGTON AVE SCHENECTADY NY 123095623, SCHENECTADY, NY 12309-5623 |
| Document Number | 0000051277 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 004953/000129 |
| Instrument | 51277 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1165 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Document Number | 0000051281 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1165 LEXINGTON AVE SCHENECTADY NY 123095623, SCHENECTADY, NY 12309-5623 |
| Document Number | 0000051281 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 004953/000135 |
| Instrument | 51281 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,986.00 (+2.67%) Homeowner's exemption | ||
| 2025 | $6,804.00 (+6.48%) | $151,000 (-) Land $22,700 Building $128,300 | $250,041 (+30.82%) Land $37,589 Building $212,452 |
| 2023 | $151,000 (-) Land $22,700 Building $128,300 | $191,139 (+3.8%) Land $28,734 Building $162,405 | |
| 2022 | $151,000 Land $22,700 Building $128,300 | $184,146 Land $27,683 Building $156,463 | |
| 2021 | $6,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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