1165 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 1165 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,026 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2023)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-203-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-203-001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,851 sqft
1st Floor Area	1,026 sqft
Basement Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1165 HILL AVE
City	ELGIN
State	IL
Zip	60120-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 9 BLOCK 3
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	3
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1012
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1165 HILL AVE, ELGIN, IL 60120-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Mar 22, 2023	Warranty Deed, Transfer · Commercial Mortgage REPUBLIC BANK OF CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	202331367
Prior Transfer Date	Jan 31, 2003
Prior Transfer Doc	0000044742
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 8, 2023
Property Address	1165 HILL AVE, ELGIN, IL 60120-2248
Document Number	0000031367
Instrument Date	Aug 25, 2023
Instrument	2023K031367
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 W DANIELS RD, PALATINE, IL 60067-6044

Mortgage

Document Number	0000031368
Date	Sep 8, 2023
Instrument	2023K031368

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2023
Property Address	1165 HILL AVE, ELGIN, IL 60120-2248
Document Number	0000008823
Instrument Date	Mar 22, 2023
Instrument	2023K008823
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Mortgage

Document Number	0000008824
Date	Mar 22, 2023
Instrument	2023K008824

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,295.00 (+15.82%)	$90,523 (+8.57%) Land $21,114 Building $69,409	$271,678 (+8.57%) Land $63,367 Building $208,310
2024		$83,377 (+21.39%) Land $19,447 Building $63,930	$250,231 (+21.44%) Land $58,364 Building $191,867
2022	$5,435.00 (+4.66%) Homeowner's exemption	$68,683 (+6.96%) Land $16,020 Building $52,663	$206,049 (+6.96%) Land $48,060 Building $157,989
2021	$5,193.00 Homeowner's exemption	$64,214 Land $14,978 Building $49,236	$192,642 Land $44,934 Building $147,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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