1165 Ginghamsburg Rd, Tipp City, OH 45371 Property Records

Miami County property record for 1165 Ginghamsburg Rd, Tipp City, OH 45371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,572 sqft · built 1999
Lot Size	1.5 acres (65,601 sqft)
Owner	Individual Name on File
Last Sale	$382,500 (Apr 2021)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G12-052210`

Property Details

APN / Parcel Number

Primary APN	`G12-052210`
Alternative APN	`040632.0-02-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
1st Floor Area	2,792 sqft
Upper Floors Area	1,176 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	65,601 sqft (1.5 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	294 sqft
Deck Area	540 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1165 GINGHAMSBURG RD
City	TIPP CITY
State	OH
Zip	45371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-32 SE COR NE
Legal Range	06
Legal Township	04
Legal Section	32
Jurisdiction	MIAMI OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	350101

Owner

Source: Miami County records · APN G12-052210

Assessment roll updated March 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1165 GINGHAMSBURG RD, TIPP CITY, OH 45371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 17, 2025	Transfer on Death Deed, Transfer
Apr 07, 2021	Survivorship Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2021 · Amount on Record
Deed Sale	Apr 07, 2021 · Amount on Record
Deed Document Number	20212021OR-05970
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1165 GINGHAMSBURG RD, TIPP CITY, OH 45371
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-8983

Mortgage

Document Number	0000006571
Date	Jun 16, 2025
Instrument	2025OR-06571

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 05, 2065

Interest

Change Frequency	Monthly

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 17, 2025
Property Address	1165 GINGHAMSBURG RD, TIPP CITY, OH 45371
Document Number	0000010676
Instrument Date	Aug 22, 2025
Instrument	2025OR-10676
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 GINGHAMSBURG RD, TIPP CITY, OH 45371

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 07, 2021
Property Address	1165 GINGHAMSBURG RD, TIPP CITY, OH 45371
Document Number	0000005970
Instrument Date	Apr 02, 2021
Instrument	2021OR-05970
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1165 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-8983

Mortgage

Document Number	0000005971
Date	Apr 07, 2021
Instrument	2021OR-05971

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1165 GINGHAMSBURG RD, TIPP CITY, OH 45371
Document Number	0000008722
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 GINGHAMSBURG FREDERICK RD TIPP CITY OH 453718983, TIPP CITY, OH 45371-8983

Mortgage

Document Number	0000008722
Date	Jul 01, 2020
Instrument	8722

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Monroe Township
Unified School District	Tipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,197.00 (+2.65%) Homeowner's exemption	$139,970 (+22.26%) Land $24,050 Building $115,920	$399,900 (+22.26%) Land $68,700 Building $331,200
2024	$6,037.00 (+13.78%) Homeowner's exemption	$114,490 (-) Land $23,100 Building $91,390
2023	$5,306.00 (-4.12%) Homeowner's exemption	$114,490 (-) Land $23,100 Building $91,390	$327,100 (-) Land $66,000 Building $261,100
2022	$5,534.00 Homeowner's exemption	$114,490 Land $23,100 Building $91,390	$327,100 Land $66,000 Building $261,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 27 locations within half a mile of this property.

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