1165 Fromage Cir E, Jacksonville, FL 32225 Property Records

Duval County property record for 1165 Fromage Cir E, Jacksonville, FL 32225

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,714 sqft · built 1986
Lot Size0.068 acres (2,960 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2022)
Tax Bill$3,983 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN161296-5868

Property Details

APN / Parcel Number

Primary APN161296-5868

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,714 sqft Living Area
Gross Area2,616 sqft
1st Floor Area857 sqft
Upper Floors Area857 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,960 sqft (0.068 acres)
Garage TypeAttached
Garage Area467 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished Screened Porch
Porch Area284 sqft
Deck AreaDeck Area
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1165 FROMAGE CIR E
CityJACKSONVILLE
StateFL
Zip32225-4499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-D
Legal Description41-37 07-2S-28E BROOKWOOD FOREST UNIT 3 LOT 40C
Legal Range28E
Legal Township02S
Legal Section07
Legal SubdivisionBROOKWOOD FOREST UNIT 03
Legal Lot Number40C
Legal Unit3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group4
Census Block4006
Census Tract14603

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1165 FROMAGE CIR E, JACKSONVILLE, FL 32225-4499
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Warranty Deed, Transfer · VA Mortgage
NAVY FCU
May 2, 2019Loan Modification, Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2022 · Amount on Record
Deed SaleJul 5, 2022 · Amount on Record
Prior SaleDec 15, 2006 · Amount on Record
Deed Document Number2022175308
Deed Book / Page20346 / 448
Prior Transfer DateDec 8, 2009
Prior Transfer Doc0150992374
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 5, 2022
Property Address1165 FROMAGE CIR E, JACKSONVILLE, FL 32225-4499
Document Number0203460448
Book / Page20346 / 448
Map ReferenceMB 41 PG 37,37A&37B
Instrument DateJun 30, 2022
Instrument2022175308
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyEXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1165 FROMAGE CIR E, 1165, JACKSONVILLE, FL 32225-4499

Transferred To (Grantee/Buyer)

NameVerified Name
Address1165 FROMAGE CIR E, JACKSONVILLE, FL 32225-4499

Mortgage

Document Number0020346450
DateJul 5, 2022
Instrument20346/450
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUVAL FL
Property Address1165 FROMAGE CIR E, JACKSONVILLE, FL 32225-4499
Document Number0189270835
Instrument DateMay 2, 2019
Transaction TypeMortgage
Record UpdatedSep 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1165 FROMAGE CIR E JACKSONVILLE FL 322254499, JACKSONVILLE, FL 32225-4499

Mortgage

Document Number0189270835
DateSep 11, 2019
Book Page018927/000835
Instrument209263
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
AmountAmount Recorded
Term480 Months
DueSep 10, 2059

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,918 (+7.07%) Land $44,637 Building $224,281$268,918 (+2.59%) Land $44,637 Building $224,281
2025$3,983.00 (+7.16%) Homeowner's exemption Veteran's exemption$251,151 (+5.99%)$262,140 (+10.62%) Land $42,250 Building $219,890
2024$3,717.00 (+2.99%)
2023$3,609.00 (+22.21%) Homeowner's exemption Veteran's exemption$236,965 (+33.31%) Land $40,000 Building $196,965$236,965 (+33.31%) Land $40,000 Building $196,965
2022$2,953.00$177,756 Land $33,000 Building $144,756$177,756 Land $33,000 Building $144,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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