1165 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1165 Eden Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 2022
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Mar 2023)
Tax Bill	$3,674 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-31-4410-000F-0090`

Property Details

APN / Parcel Number

Primary APN	`26-25-31-4410-000F-0090`
Alternative APNs	`2531264410000F0090` `92429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	1,180 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	127 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	280 sqft
Porch	Finished/Open Porch
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1165 EDEN DR
City	SAINT CLOUD
State	FL
Zip	34771-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	NEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK F LOT 9
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON THE LAKES UNIT A
Legal Tract	4410
Legal Block	F
Legal Lot Number	9
Legal Unit	A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1050
Census Tract	43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1165 EDEN DR, SAINT CLOUD, FL 34771-8674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 29, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2021	Warranty Deed, Transfer EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS
Feb 4, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202332235
Deed Book / Page	6374 / 658
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0000032233
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 21, 2023
Property Address	1165 EDEN DR, SAINT CLOUD, FL 34771-8674
Document Number	0063740658
Book / Page	6374 / 658
Map Reference	MB 2 PG 26&27
Instrument Date	Mar 16, 2023
Instrument	2023032235
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9515 BAY VISTA ESTATES BLVD, ORLANDO, FL 32836-6311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 EDEN DR, SAINT CLOUD, FL 34771-8674

Mortgage

Document Number	0006374660
Date	Mar 21, 2023
Instrument	6374/660

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 29, 2021
Property Address	1165 EDEN DR, SAINT CLOUD, FL 34771-8674
Document Number	0061180678
Book / Page	6118 / 678
Map Reference	MB 2 PG 26
Instrument Date	Dec 15, 2021
Instrument	2021200988
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9515 BAY VISTA ESTATES BLVD, ORLANDO, FL 32836-6311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 JOZEE CIR, ORLANDO, FL 32836-5344

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 22, 2021
Property Address	1165 EDEN DR, SAINT CLOUD, FL 34771-8674
Document Number	0058760123
Book / Page	5876 / 123
Map Reference	MB 2 PG 26&27
Instrument Date	Jan 20, 2021
Instrument	2021010394
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13740 89TH AVE, SEMINOLE, FL 33776-2139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 VISTA BLVD # BAY, BAY, ORLANDO, FL 32830

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 4, 2019
Property Address	1165 EDEN DR, SAINT CLOUD, FL 34771-8674
Document Number	0054712749
Book / Page	005471 / 002749
Instrument Date	Jan 31, 2019
Instrument	14143
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14085 81ST AVE SEMINOLE FL 337763308, SEMINOLE, FL 33776-3308

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,674.00 (-11.15%) Homeowner's exemption	$254,600 (+4.13%) Land $50,000 Building $204,600	$254,600 (+4.13%) Land $50,000 Building $204,600
2024	$4,135.00 (+2.45%)
2023	$4,036.00 (+622%)	$244,500 (+511.25%) Land $45,000 Building $199,500	$244,500 (+511.25%) Land $45,000 Building $199,500
2022	$559.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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