1165 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1165 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Triplex
Details	3 bd · 2 ba · 2,152 sqft · built 1956
Lot Size	0.154 acres (6,690 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Sep 2017)
Tax Bill	$6,259 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1048-463-43-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-463-43-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,152 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Triplex
Construction Type	Wood
Lot Area	6,690 sqft (0.154 acres)
Lot Dimensions	132 ft deep x 50.4 ft wide
View / Lot	Average
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1165 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-6725
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	REVISED MAP OF HANSON AND CO ADD PTN N 1/2 LOT 3 COM 194.72 FT E OF NW COR SD LOT 3 TH S 314 FT TH E 50.44 FT TH N 314 FT TH W 50.44 FT TO POB EX N 133.82 FT THEREOF AND EX S 46.36 FT THEREOF FOR ST
Legal Subdivision	HANSON & COMPANYS ADDITION TO ONTARIO
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2006
Census Tract	1503

Owner

1165 E Elma St, a triplex, is owned by a company that bought it in September 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	2432 OLYMPIC VIEW DR, CHINO HILLS, CA 91709-1301
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC
Sep 14, 2017	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2017 · Amount on File
Deed Sale	Sep 14, 2017 · Amount on File
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	2017379718
Prior Transfer Date	Jun 25, 2002
Prior Transfer Doc	0000342578
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1165 E ELMA ST, ONTARIO, CA 91764-6725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305907
Date	Aug 21, 2018
Instrument	2018-0305907

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 14, 2017
Property Address	1165 E ELMA ST, ONTARIO, CA 91764-6725
Document Number	0000379718
Map Reference	MAP12 PG51
Instrument Date	Aug 15, 2017
Instrument	2017-0379718
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 OLYMPIC VIEW DR, CHINO HILLS, CA 91709-1301

Mortgage

Document Number	0000379719
Date	Sep 14, 2017
Instrument	2017-0379719

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1165 E Elma St was $6,259.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,293 (+2%) Land $203,102 Building $377,191
2025	$6,259.00	$568,915 Land $199,120 Building $369,795
2023	$5,945.00 (+1.35%)	$546,823 Land $191,388 Building $355,435
2022	$5,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1165 E Elma St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1165 E Elma St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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