1165 E 104th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1165 E 104th St, Carmel, IN 46280

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,078 sqft · built 1948
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Tax Bill$1,267 (2024)
Deeds & MortgagesJul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-12-116-002.000-018

Property Details

APN / Parcel Number

Primary APN29-13-12-116-002.000-018
Alternative APNs
  • 291312116002000003
  • 1713120116002000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,078 sqft Living Area
1st Floor Area1,078 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1965
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions80 ft deep x 109 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1713120116002000
Old Parcel Number291312116002000003
Street Address1165 E 104TH ST
CityCARMEL
StateIN
Zip46280-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .24, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, REPLAT INFORMATION: LOT 41, LOT 41D, IRREGULAR SHAPE
Legal Range03
Legal Township17
Legal Section12
Legal SubdivisionLITTLE FARMS REP
Legal Lot Number41
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2017
Census Tract111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1165 E 104TH ST, CARMEL, IN 46280-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2001
Deed SaleJul 31, 2001
Deed Document Number200100047156
Record UpdatedJun 8, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1165 E 104TH ST, CARMEL, IN 46280-1409
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1165 E 104TH ST, CARMEL, IN 46280-1409

Mortgage

Document Number0000027703
DateJul 31, 2024
Instrument2024027703
Lender
NameFINANCIAL CENTER FIRST CU
TypeCredit Union
Address58000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 15, 2039

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162,700 (+8.83%) Land $64,600 Building $98,100$162,700 (+8.83%) Land $64,600 Building $98,100
2024$1,267.00 (+2.51%)$149,500 (-) Land $64,600 Building $84,900$149,500 (-) Land $64,600 Building $84,900
2023$1,236.00 (-0.08%)$149,500 (+9.77%) Land $64,600 Building $84,900$149,500 (+9.77%) Land $64,600 Building $84,900
2022$1,237.00$136,200 Land $32,900 Building $103,300$136,200 Land $32,900 Building $103,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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