1165 Cottage Ln, Hercules, CA 94547 Property Records

Contra Costa County property record for 1165 Cottage Ln, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,322 sqft · built 2003
Lot Size	0.066 acres (2,880 sqft)
Owner	2 Company Names on Record
Last Sale	$838,000 (Oct 2025)
Tax Bill	$10,581 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-630-035-8`

Property Details

APN / Parcel Number

Primary APN	`404-630-035-8`
Alternative APN	`404-630-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
1st Floor Area	1,154 sqft
2nd Floor Area	1,168 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,880 sqft (0.066 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1165 COTTAGE LN
City	HERCULES
State	CA
Zip	94547-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8511 L35
Legal Subdivision	SUBDIVISION 8511
Legal Tract	8511
Legal Lot Number	35
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	359105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1165 COTTAGE LN, HERCULES, CA 94547-2703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 10, 2025	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	2025106336
Prior Transfer Date	Jun 24, 2013
Prior Transfer Doc	0000169028
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 10, 2025
Property Address	1165 COTTAGE LN, HERCULES, CA 94547-2703
Document Number	0000106336
Map Reference	MB 452 PG 35
Instrument Date	Oct 3, 2025
Instrument	2025- 106336
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 COTTAGE LN, HERCULES, CA 94547-2703

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 10, 2025
Property Address	1165 COTTAGE LN, HERCULES, CA 94547-2703
Document Number	0000106335
Map Reference	MB 452 PG 35
Instrument Date	Oct 3, 2025
Instrument	2025- 106335
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	181 CANYON RD, FAIRFAX, CA 94930-2208

Mortgage

Document Number	0000106337
Date	Oct 10, 2025
Instrument	2025- 106337

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1165 COTTAGE LN, HERCULES, CA 94547-2703
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	NOT AVAILABLE, TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 COTTAGE LN, HERCULES, CA 94547-2703

Mortgage

Document Number	0000074278
Date	Mar 11, 2021
Instrument	2021-074278

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$838,000 (+22.05%) Land $388,000 Building $450,000
2025	$10,581.00 (+5.7%)	$686,594 (+4.04%) Land $303,640 Building $382,954
2023	$10,010.00 (+1.1%)	$659,935 Land $291,850 Building $368,085
2022	$9,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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