Berkeley County property record for 1165 Cedar Ln, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,132 sqft · built 1992 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-0023.0011 |
| Primary APN | 08-12-0023.0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 800 sqft |
| Patio Area | 472 sqft |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07175978 |
|---|---|
| Street Address | 1165 CEDAR LN |
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-3571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 CEDAR HILL SD 3 ACRES |
| Legal Subdivision | CEDAR HILL SD |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | TUSCARORA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 971401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Swan Pond Manor Historic District listed 1980 · 24 contributing resources · NRIS 80004425 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1165 Cedar Ln is owned and occupied by two individuals.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1165 CEDAR LN, SHEPHERDSTOWN, WV 25443-3571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000456381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1165 CEDAR LN, SHEPHERDSTOWN, WV 25443-3571 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003959/569 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 3959/569 |
| Instrument | 20220036170 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1165 Cedar Ln was $2,178.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 | $179,170 Land $48,010 Building $131,160 | $298,600 Land $80,000 Building $218,600 |
| 2023 | $2,236.00 | $176,950 Land $45,970 Building $130,980 | $294,900 Land $76,600 Building $218,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1165 Cedar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1165 Cedar Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
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