St. Johns County property record for 1165 Carmona Pl, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 2008 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Feb 2026) |
| Tax Bill | $1,623 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028332-2570 |
| Primary APN | 028332-2570 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 1,552 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1165 CARMONA PL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 56/91-98 SEVILLA AT WORLD COMMERCE PHASE 2 LOT 257 OR6300/498 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SEVILLA AT WORLD COMMERCE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 257 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20906 |
1165 Carmona Pl is owned and occupied by two individuals who bought it in February 2026.
Source: St. Johns County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1165 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 23, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Prior Sale | May 30, 2024 · Amount on File |
| Deed Document Number | 20269535 |
| Deed Book / Page | 6300 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 4, 2026 |
| Property Address | 1165 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Document Number | 0063000498 |
| Book / Page | 6300 / 498 |
| Map Reference | MB 56 PG 91-98 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026009535 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2932 CASTNET CT, ST AUGUSTINE, FL 32092-2440 |
| Name | Verified Name |
|---|---|
| Address | 1165 CARMONA PL, ST AUGUSTINE, FL 32092-4790 |
| Document Number | 0006300500 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 6300/500 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 20, 2021 |
| Property Address | 1165 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Document Number | 0052691922 |
| Book / Page | 5269 / 1922 |
| Map Reference | MB 56 PG 91-98 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021056760 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | NOT AVAILABLE, RIVER CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16212 BAKER LN S, 16212, JACKSONVILLE, FL 32226-1504 |
| Name | Verified Name |
|---|---|
| Address | 1165 CARMONA PL, ST AUGUSTINE, FL 32092-4790 |
| Document Number | 52691924 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 5269/1924 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1165 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Document Number | 0043971821 |
| Book / Page | 004397 / 001821 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1165 CARMONA PL ST AUGUSTINE FL 320924790, ST AUGUSTINE, FL 32092-4790 |
| Document Number | 0043971821 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 004397/001821 |
| Instrument | 45408 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
The 2025 property tax bill for 1165 Carmona Pl was $1,623, down 65.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,461 (-5.9%) Land $86,500 Building $198,961 | $285,461 (-5.9%) Land $86,500 Building $198,961 | |
| 2025 | $1,623.00 (-65.58%) Disabled Person's exemption Veteran's exemption | $303,353 (+3.75%) | $303,353 (+3.75%) Land $86,500 Building $216,853 |
| 2024 | $4,715.00 (-15.8%) Homeowner's exemption | $292,392 (-8.51%) | $292,392 (-8.51%) Land $82,500 Building $209,892 |
| 2023 | $5,600.00 (+4.34%) | $319,602 (+6.47%) | $319,602 (+6.47%) Land $81,760 Building $237,842 |
| 2022 | $5,367.00 | $300,191 | $300,191 Land $81,760 Building $218,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1165 Carmona Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1165 Carmona Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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