1165 Bluegrass Trl, Waterloo, WI 53594 Property Records

Jefferson County property record for 1165 Bluegrass Trl, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.767 acres (33,411 sqft)
Owner	Individual Name on File
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0521-075`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0521-075`

Exterior

Lot Area	33,411 sqft (0.767 acres)

Location & Zoning

Street Address	1165 BLUEGRASS TRL
City	WATERLOO
State	WI
Zip	53594-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, CSM 4901-25-257, DOC 1196407.
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	TREYBURN FARMS FIRST ADD
Legal Lot Number	2
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2018
Census Tract	100400

Owner

1165 Bluegrass Trl is owned and occupied by an individual who acquired it in January 2022.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	N2551 OLD HIGHWAY 73, COLUMBUS, WI 53925-9303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS UNION BANK
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Jan 4, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAND TITLE
Sep 16, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022
Deed Sale	Jan 4, 2022
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	1457229
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1165 BLUEGRASS TRL, WATERLOO, WI 53594-2300
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	TITLE XPERTS, TITLE EXPERTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001478647
Date	Oct 23, 2023
Instrument	1478647

Lender

Name	FARMERS & MERCHANTS UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1165 BLUEGRASS TRL, WATERLOO, WI 53594-2300
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	TITLE XPERTS, TITLE EXPERTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001472956
Date	Apr 12, 2023
Instrument	1472956

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 4, 2022
Property Address	1165 BLUEGRASS TRL, WATERLOO, WI 53594-2300
Document Number	0001457229
Map Reference	DOC 1196407
Instrument Date	Dec 27, 2021
Instrument	1457229
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 N PARK LN APT 163, 163, FITCHBURG, WI 53711-1696

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 16, 2019
Property Address	WATERLOO, WI 53594
Document Number	0001414271
Instrument Date	Sep 13, 2019
Instrument	1414271
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	136 N MONROE ST WATERLOO WI 535941125, WATERLOO, WI 53594-1125

Tax Assessment & Valuation

The 2025 property tax bill for 1165 Bluegrass Trl was $7,488 with a homeowner's exemption, up 13.3% from the year before.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,488.00 (+13.33%) Homeowner's exemption	$408,700 (-) Land $67,000 Building $341,700	$451,000 (+6.49%)
2024	$6,607.00 (+483.14%) Homeowner's exemption	$408,700 (+636.4%) Land $67,000 Building $341,700	$423,500
2023	$1,133.00 Homeowner's exemption	$55,500 Land $55,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1165 Bluegrass Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1165 Bluegrass Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

Nearby Properties on Bluegrass Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures