1165 5th St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 1165 5th St, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1999
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$239,000 (Nov 2017)
Tax Bill$2,850 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN078920-0090

Property Details

APN / Parcel Number

Primary APN078920-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area1,968 sqft
1st Floor Area1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
Garage Area475 sqft
CarportCarport
Carport Area475 sqft

Exterior Amenities

Pool Area392 sqft
PorchFinished Screened Porch
Porch Area324 sqft
Patio Area1,066 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1165 5TH ST
CitySAINT AUGUSTINE
StateFL
Zip32095-5750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-35 USINA & KUHN SUB BLK 13 LOTS 9 & 10 OR4468/169
Legal Range29E
Legal Township06S
Legal Section53
Legal SubdivisionUSINA & KUHN SUBDIVISION
Legal Block13
Legal Lot Number9,10
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3042
Census Tract20904

Owner

Source: St. Johns County records · APN 078920-0090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1165 5TH ST, SAINT AUGUSTINE, FL 32095-5750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2017Warranty Deed, Transfer · Conventional with PMI
VYSTAR CU
May 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 28, 2017 · Amount on Record
Deed SaleNov 28, 2017 · Amount on Record
Prior SaleJun 20, 2017 · Amount on Record
Deed Document Number201780260
Deed Book / Page4468 / 169
Record UpdatedJun 08, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 28, 2017
Property Address1165 5TH ST, SAINT AUGUSTINE, FL 32095-5750
Document Number0044680169
Book / Page004468 / 000169
Instrument DateNov 22, 2017
Instrument80260
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyACTION TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,673.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1165 5TH ST ST AUGUSTINE FL 320955750, ST AUGUSTINE, FL 32095-5750

Mortgage

Document Number44680171
DateNov 28, 2017
Book Page004468/000171
Instrument80261
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1165 5TH ST, SAINT AUGUSTINE, FL 32095-5750
Document Number0043800106
Book / Page004380 / 000106
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1165 5TH ST ST AUGUSTINE FL 320955750, ST AUGUSTINE, FL 32095-5750

Mortgage

Document Number0043800106
DateMay 26, 2017
Book Page004380/000106
Instrument36668
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$230,911 (+2.7%)$335,322 (-5.38%) Land $80,250 Building $255,072
2025$2,850.00 (+13.59%) Homeowner's exemption$224,840 (+2.9%)$354,398 (-2.87%) Land $64,200 Building $290,198
2024$2,509.00 (+2.12%) Homeowner's exemption$218,503 (+3%)$364,876 (+1.74%) Land $80,250 Building $284,626
2023$2,457.00 (+3.32%) Homeowner's exemption$212,139 (+3%)$358,633 (+9.06%) Land $69,550 Building $289,083
2022$2,378.00 Homeowner's exemption$205,960$328,834 Land $65,912 Building $262,922

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimNov 2022, rainfall accumulation, Hurricane Nicole
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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