11649 Reading Rd, Cincinnati, OH 45241 Property Records

Hamilton County property record for 11649 Reading Rd, Cincinnati, OH 45241

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	9,760 sqft · built 1995
Lot Size	2.75 acres (120,138 sqft)
Owner	Company Name on File
Last Sale	$890,000 (Nov 2022)
Tax Bill	$23,067 (2025)
Deeds & Mortgages	Nov 2022 Sale Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`608-0019-0061-00`

Property Details

APN / Parcel Number

Primary APN	`608-0019-0061-00`

Interior

Stories	1 Story
Building Area	9,760 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	120,138 sqft (2.75 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	11649 READING RD
City	CINCINNATI
State	OH
Zip	45241-1532
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	WS READING RD 2.746 AC PARS 61 & PG 26 PARS 76 CONS R2-T3-S25
Jurisdiction	HAMILTON OH
Township / Civil Division	SHARONVILLE
Census Block Group	2
Census Block	2000
Census Tract	23001

Owner

11649 Reading Rd, a commercial property, is owned by a company that bought it in November 2022.

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2700 PLAIN CITY GEORGESVILLE RD NE, WEST JEFFERSON, OH 43162-9749
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Limited Warranty Deed, Transfer
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Aug 20, 2004 · Amount on File
Deed Document Number	2022104880
Deed Book / Page	14792 / 243
Record Updated	Oct 29, 2026

November 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 10, 2022
Property Address	11649 READING RD, CINCINNATI, OH 45241-1532
Document Number	0000104880
Book / Page	14792 / 243
Instrument Date	Nov 8, 2022
Instrument	2022-0104880
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount on Record
Tax	$2,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 PLAIN CITY GEORGESVILLE RD NE, WEST JEFFERSON, OH 43162-9749

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11649 READING RD, CINCINNATI, OH 45241-1532
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001593
Date	Jul 10, 2017
Instrument	17-0061593

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 11649 Reading Rd was $23,067, up 8.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Sharonville City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,067.00 (+8.49%)	$311,501 (+%) Land $93,832 Building $217,669	$890,000 Land $268,090 Building $621,910
2024	$21,261.00 (+2%)	$311,499 (-) Land $93,831 Building $217,668
2023	$20,844.00 (+10.68%)	$311,499 (+22.05%) Land $93,831 Building $217,668	$890,000 Land $268,090 Building $621,910
2022	$18,832.00	$255,227 Land $100,324 Building $154,903
2020			$729,220 Land $286,640 Building $442,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11649 Reading Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11649 Reading Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000

May also be available: Spectrum, T-Mobile, Verizon.

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