11649 Kerry Ct, Seminole (Largo), FL 33778 Property Records

Pinellas County property record for 11649 Kerry Ct, Seminole, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1989
Lot Size	0.163 acres (7,096 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Mar 2023 Sale Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8809-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8809-8`
Alternative APNs	`09-30-15-74620-000-0160` `301509746200000160` `153009746200000160` `R102068`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,096 sqft (0.163 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R102068
Street Address	11649 KERRY CT
City	LARGO
State	FL
Zip	33778-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RICHARDS MANOR LOT 16
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	RICHARDS MANOR
Legal Tract	74620
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1045
Census Tract	25307

Owner

11649 Kerry Ct is owned and occupied by two individuals who acquired it in March 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11649 KERRY CT, LARGO, FL 33778-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 3, 2023	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 15, 2022	Warranty Deed, Transfer · Balloon Mortgage JONATHAN KENNEY
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023
Deed Sale	Mar 3, 2023
Prior Sale	Mar 3, 2023 · Amount on File
Deed Document Number	202355518
Deed Book / Page	22362 / 790
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 3, 2023
Property Address	11649 KERRY CT, SEMINOLE, FL 33778-1529
Document Number	0223620790
Book / Page	22362 / 790
Map Reference	MB 85 PG 6
Instrument Date	Feb 24, 2023
Instrument	2023055518
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6528 NESTALL CT, APOLLO BEACH, FL 33572-1558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11649 KERRY CT, SEMINOLE, FL 33778-1529

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 3, 2023
Property Address	11649 KERRY CT, SEMINOLE, FL 33778-1529
Document Number	0223620787
Book / Page	22362 / 787
Map Reference	MB 85 PG 6
Instrument Date	Feb 24, 2023
Instrument	2023055517
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 SWEET GUM DR, BRANDON, FL 33511-1890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11649 KERRY CT, SEMINOLE, FL 33778-1529

Mortgage

Document Number	0022362793
Date	Mar 3, 2023
Instrument	22362/793

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 15, 2022
Property Address	11649 KERRY CT, SEMINOLE, FL 33778-1529
Document Number	0221680587
Book / Page	22168 / 587
Map Reference	MB 85 PG 6
Instrument Date	Aug 5, 2022
Instrument	2022248565
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	GULFSIDE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17096, SAINT PETERSBURG, FL 33733-7096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6528 NESTALL CT, APOLLO BEACH, FL 33572-1558

Mortgage

Document Number	0221680591
Date	Aug 15, 2022
Book Page	22168/591
Instrument	2022248568

Lender

Name	JONATHAN KENNEY
Type	Private Party
Address	2227 SONARA AVENUE, DAYTONA BEACH, FL 32119

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 31, 2020
Property Address	11649 KERRY CT, SEMINOLE, FL 33778-1529
Document Number	0213250864
Book / Page	021325 / 000864
Instrument Date	Jun 25, 2020
Instrument	394474
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	11649 KERRY CT LARGO FL 337781529, LARGO, FL 33778-1529

Tax Assessment & Valuation

The 2025 property tax bill for 11649 Kerry Ct was $3,423 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,423.00 Homeowner's exemption	$228,123	$245,364 Land $101,612 Building $143,752
2023	$3,967.00 (+61.13%)	$211,209 (+25.74%)	$211,209 (+25.74%) Land $103,001 Building $108,208
2022	$2,462.00	$167,977	$167,977 Land $90,406 Building $77,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11649 Kerry Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11649 Kerry Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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