Chesterfield County property record for 11649 Explorer Dr, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,260 sqft · built 2003 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,094 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 740-69-51-83-400-000 |
| Primary APN | 740-69-51-83-400-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,721 sqft (0.315 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Balcony Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 474161000 |
|---|---|
| Street Address | 11649 EXPLORER DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-5171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | ST JAMES WOODS SEC K 024 |
| Legal Subdivision | ST JAMES WOODS |
| Legal Lot Number | 24 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 100932 |
Source: Chesterfield County records · APN 740-69-51-83-400-000
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11649 EXPLORER DR, MIDLOTHIAN, VA 23114-5171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Mar 28, 2024 | Intrafamily Transfer, Transfer |
| Nov 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 |
| Deed Sale | Mar 28, 2024 |
| Prior Sale | Nov 26, 2012 · Amount on Record |
| Deed Document Number | 20248757 |
| Deed Book / Page | 14515 / 397 |
| Prior Transfer Date | Mar 15, 2024 |
| Prior Transfer Doc | 014515-397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 11649 EXPLORER DR, MIDLOTHIAN, VA 23114-5171 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 014515-401 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 14515/401 |
| Instrument | 2024008758 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Mar 28, 2024 |
| Property Address | 11649 EXPLORER DR, MIDLOTHIAN, VA 23114-5171 |
| Document Number | 014515-397 |
| Book / Page | 14515 / 397 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024008757 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11649 EXPLORER DR, MIDLOTHIAN, VA 23114-5171 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 11649 EXPLORER DR, MIDLOTHIAN, VA 23114-5171 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013714-165 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 13714/165 |
| Instrument | 2021070281 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,094.00 (+5.9%) | $457,200 (+5.93%) Land $79,000 Building $378,200 | $457,200 (+5.93%) Land $79,000 Building $378,200 |
| 2025 | $3,866.00 (+9.15%) | $431,600 (+11.67%) Land $72,000 Building $359,600 | $431,600 (+11.67%) Land $72,000 Building $359,600 |
| 2023 | $3,542.00 | $386,500 Land $65,000 Building $321,500 | $386,500 Land $65,000 Building $321,500 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 392 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures