11649 Charest St, Hamtramck, MI 48212 Property Records

Wayne County property record for 11649 Charest St, Hamtramck, MI 48212

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2021)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41 007 07 0046 000`

Property Details

APN / Parcel Number

Primary APN	`41 007 07 0046 000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,092 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11649 CHAREST ST
City	HAMTRAMCK
State	MI
Zip	48212-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 46 ALSO E 1/2 ADJ VAC ALLEY D. W. SIMONS' HIGHLAND SUB BLOCK 7 SEC 21 10,000 A.T. L.11 P.46 WCR
Legal Range	00
Legal Township	10
Legal Section	21
Legal Subdivision	D W SIMONS' HIGHLAND
Legal Block	7
Legal Lot Number	46
Jurisdiction	WAYNE MI
Township / Civil Division	HAMTRAMCK
Census Block Group	2
Census Block	2006
Census Tract	552000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11649 CHAREST ST, HAMTRAMCK, MI 48212-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 2, 2021	Intrafamily Transfer, Transfer
Jun 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	2021328382
Deed Book / Page	56997 / 564
Prior Transfer Date	May 22, 2007
Prior Transfer Doc	0463590678
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	11649 CHAREST ST, HAMTRAMCK, MI 48212-3026
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11649 CHAREST ST, HAMTRAMCK, MI 48212-3026

Mortgage

Document Number	0600770606
Date	Feb 23, 2026
Book Page	60077/606
Instrument	2026052293

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 3, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 31, 2021
Property Address	11649 CHAREST ST, HAMTRAMCK, MI 48212-3026
Document Number	0569970564
Book / Page	56997 / 564
Map Reference	LB 11 PG 46
Instrument Date	Aug 27, 2021
Instrument	2021328382
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11649 CHAREST ST, 11649, HAMTRAMCK, MI 48212-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11649 CHAREST ST, HAMTRAMCK, MI 48212-3026

Mortgage

Document Number	56997567
Date	Aug 31, 2021
Instrument	56997/567

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jul 2, 2021
Property Address	11649 CHAREST ST, HAMTRAMCK, MI 48212-3026
Document Number	0568510079
Book / Page	56851 / 79
Map Reference	LB 11 PG 46
Instrument Date	Jun 17, 2021
Instrument	2021270271
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11662 CHAREST ST, HAMTRAMCK, MI 48212-3027

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 24, 2021
Property Address	11649 CHAREST ST, HAMTRAMCK, MI 48212-3026
Document Number	0568300172
Book / Page	56830 / 172
Map Reference	LB 11 PG 46
Instrument Date	Jun 16, 2021
Instrument	2021263282
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Amount	Amount Recorded
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 MARSALA CT, 210, CANTON, MI 48187-4662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 CARPENTER ST, HAMTRAMCK, MI 48212-2624

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Hamtramck City
Unified School District	Hamtramck Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,300 (+4.94%)	$182,600 (+4.94%)
2025	$3,187.00 (+117.99%) Homeowner's exemption	$87,000 (+29.08%)	$174,000 (+29.08%)
2023		$67,400	$134,800
2019	$1,462.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMTRAMCK serves 28,433 people · EPA ID MI0002970
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Also Mapped Here	CITY OF DETROIT
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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