11648 River Ranch Rd, Kemp, TX 75143 Property Records

Henderson County property record for 11648 River Ranch Rd, Kemp, TX 75143

Property Summary

Property Type	Rural Home
Details	2 ba · 1,668 sqft · built 1982
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on Record
Tax Bill	$1,306 (2023)
Deeds & Mortgages	Dec 2023 Sale Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3955-0000-0080-85`

Property Details

APN / Parcel Number

Primary APN	`3955-0000-0080-85`
Alternative APNs	`R000070726` `278175`

Interior

Full Baths	2 Baths
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1982
Lot Area	219,107 sqft (5.03 acres)
Garage Type	Carport
Carport	Carport
Carport Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	124 sqft
Shed	1 Shed
Shed Area	450 sqft

Location & Zoning

Account Number	R000070726
Old Parcel Number	3955.0000.0080.85
Street Address	11648 RIVER RANCH RD
City	KEMP
State	TX
Zip	75143-6646
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 8 AB 386 J IRWIN SUR, RIVER RANCH TR 8----(I/O)
Legal Subdivision	RIVER RANCH SUBD (42)
Legal Tract	8
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2021
Census Tract	950700

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11648 RIVER RANCH RD, KEMP, TX 75143-6646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer
Oct 27, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage THE STAREK FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023
Deed Sale	Dec 28, 2023
Prior Sale	Oct 27, 2023
Deed Document Number	2023-00019246
Record Updated	Jun 7, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Dec 28, 2023
Property Address	11648 RIVER RANCH RD, KEMP, TX 75143-6646
Document Number	202300019246
Map Reference	DOC 2023-00015857
Instrument Date	Nov 28, 2023
Instrument	2023-00019246
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30371 85, KEMP, TX 75143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11648 RIVER RANCH RD, KEMP, TX 75143-6646
Investor	Possibly a Property Investor

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Oct 27, 2023
Property Address	11648 RIVER RANCH RD, KEMP, TX 75143-6646
Document Number	202300016369
Instrument Date	Oct 27, 2023
Instrument	2023-00016369
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	CEDAR CREEK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30354 FM 85, KEMP, TX 75143-6388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11648 RIVER RANCH RD, KEMP, TX 75143-6646

Mortgage

Document Number	202300016370
Date	Oct 27, 2023
Instrument	2023-00016370

Lender

Name	THE STAREK FAMILY TRUST
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	51 Months
Due	Jan 27, 2028

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Kemp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,306.00 (-32.92%) Homeowner's exemption	$161,009	$236,180 Land $15,090 Building $221,090
2022	$1,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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