Lake County property record for 11648 Osprey Pointe Blvd, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,103 sqft · built 2000 |
| Lot Size | 1.26 acres (55,296 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Jul 2019) |
| Tax Bill | $15,429 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 36-22-25-1500-000-01400 |
| Primary APN | 36-22-25-1500-000-01400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,103 sqft Living Area |
| Gross Area | 5,021 sqft |
| 1st Floor Area | 3,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 55,296 sqft (1.26 acres) |
| Lot Dimensions | 401 ft deep x 126 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 570 sqft |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3614674 |
|---|---|
| Street Address | 11648 OSPREY POINTE BLVD |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OSPREY POINTE SUB LOT 14 PB 36 PGS 15-16 ORB 5307 PG 2444 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 36 |
| Legal Subdivision | OSPREY POINTE SUB |
| Legal Tract | 1500 |
| Legal Lot Number | 14 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 31313 |
11648 Osprey Pointe Blvd is owned and occupied by two individuals who bought it in July 2019.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11648 OSPREY POINTE BLVD, CLERMONT, FL 34711-7671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Sep 27, 2016 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on File |
| Deed Sale | Jul 11, 2019 · Amount on File |
| Prior Sale | Jan 15, 2013 · Amount on File |
| Deed Document Number | 201977211 |
| Deed Book / Page | 5307 / 2444 |
| Prior Transfer Date | Jan 30, 2013 |
| Prior Transfer Doc | 0042751575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 11648 OSPREY POINTE BLVD, CLERMONT, FL 34711-7671 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11648 OSPREY POINTE BLVD, CLERMONT, FL 34711-7671 |
| Document Number | 0057820923 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 5782/923 |
| Instrument | 2021118878 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 11, 2019 |
| Property Address | 11648 OSPREY POINTE BLVD, CLERMONT, FL 34711-7671 |
| Document Number | 0053072444 |
| Book / Page | 5307 / 2444 |
| Map Reference | MB 36 PG 15&16 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 2019077211 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11648 OSPREY POINTE BLVD, 11648, CLERMONT, FL 34711-7671 |
| Name | Verified Name |
|---|---|
| Address | 11648 OSPREY POINTE BLVD, CLERMONT, FL 34711-7671 |
| Investor | Possibly a Property Investor |
| Document Number | 0053072447 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 5307/2447 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 11648 OSPREY POINTE BLVD, CLERMONT, FL 34711-7671 |
| Document Number | 0049291713 |
| Book / Page | 004929 / 001713 |
| Instrument Date | Sep 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 11648 OSPREY POINTE BLVD CLERMONT FL 347117671, CLERMONT, FL 34711-7671 |
| Document Number | 0049291713 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 004929/001713 |
| Instrument | 40318 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134,549 (-0.01%) Land $378,000 Building $756,549 | $1,134,549 (-0.01%) Land $378,000 Building $756,549 | |
| 2025 | $1,134,699 Land $378,000 Building $756,699 | $1,134,699 Land $378,000 Building $756,699 | |
| 2024 | $15,429.00 (+3.29%) | ||
| 2023 | $14,938.00 (+8.16%) | $1,084,804 (+4.74%) | $1,084,804 (+4.74%) Land $349,650 Building $735,154 |
| 2022 | $13,811.00 | $1,035,737 | $1,035,737 Land $301,180 Building $734,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11648 Osprey Pointe Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 98.8 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 4 (2017–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11648 Osprey Pointe Blvd is moderate, ranking above 54% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures