11647 Belle River Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 11647 Belle River Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,812 sqft · built 1979
Lot Size	10.9 acres (477,853 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jan 2016)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-034-3005-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-034-3005-000`

Interior

Full Baths	3 Baths
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	477,853 sqft (10.9 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	11647 BELLE RIVER RD
City	RILEY
State	MI
Zip	48041-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG N 88D 30M 20S W 963' FROM E 1/4 COR, TH N 88D 30M 20S W 167.50', TH S 2D 25M W 263.44', TH N 71D 6M W 230.44', TH S 1D 21
Legal Range	14E
Legal Township	06N
Legal Section	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2069
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11647 BELLE RIVER RD, RILEY, MI 48041-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Quit Claim Deed, Transfer · Conventional Mortgage FIRST STATE BANK LENDER IS MICHIGAN
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2016 · Amount on Record
Deed Sale	Jan 20, 2016 · Amount on Record
Prior Sale	Sep 8, 2015 · Amount on Record
Deed Document Number	20161421
Deed Book / Page	4675 / 784
Last Transfer Date	Jun 16, 2025
Transfer Doc	0005829191
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 8, 2025
Property Address	11647 BELLE RIVER RD, RILEY, MI 48041-4301
Document Number	0005829191
Book / Page	5829 / 191
Instrument Date	Jun 16, 2025
Instrument	2025012687
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11647 BELLE RIVER RD, RILEY, MI 48041-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11647 BELLE RIVER RD, RILEY, MI 48041-4301

Mortgage

Document Number	2025012688
Date	Jul 8, 2025
Instrument	2025012688

Lender

Name	FIRST STATE BANK LENDER IS MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11647 BELLE RIVER RD, RILEY, MI 48041-4301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11647 BELLE RIVER RD, RILEY, MI 48041-4301

Mortgage

Document Number	0052780384
Date	Nov 25, 2020
Book Page	5278/384
Instrument	2020029836

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11647 BELLE RIVER RD, RILEY, MI 48041-4301
Document Number	0047990419
Book / Page	004799 / 000419
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11647 BELLE RIVER RD RILEY MI 480414301, RILEY, MI 48041-4301

Mortgage

Document Number	0047990419
Date	Feb 14, 2017
Book Page	004799/000419

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,200 (+2.28%)	$260,400 (+2.28%)
2025	$3,022.00 (+2.93%) Homeowner's exemption	$127,300 (+11.47%)
2024	$2,936.00 (+9.39%)		$254,600 (+11.47%)
2023		$114,200
2022	$2,684.00		$228,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Air Advantage Fixed Wireless	10 / 1

May also be available: AT&T, Frontier, Verizon, Xfinity.

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