11646 Hwy 1, Cook, MN 55723 Property Records

St. Louis County property record for 11646 Hwy 1, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1930
Lot Size	37.7 acres (1,643,083 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Jan 2021)
Tax Bill	$304 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`430-0010-02730`

Property Details

APN / Parcel Number

Primary APN	`430-0010-02730`
Alternative APN	`1122910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,080 sqft Gross Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,643,083 sqft (37.7 acres)
Garage Area	1,144 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	146 sqft
Storage Building	676 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1122910
Street Address	11646 HIGHWAY 1
City	COOK
State	MN
Zip	55723-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	NE1/4 OF NW1/4, EXCEPT THAT PART SHOWN ASPARCEL 81 ON MINNESOTA DEPARTMENT OFTRANSPORTATION RIGHT OF WAY PLAT NO. 69-183.
Legal Range	20W
Legal Township	62N
Legal Section	17
Legal Subdivision	LINDEN GROVE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LINDEN GROVE
Census Block Group	1
Census Block	1044
Census Tract	15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11646 HIGHWAY 1, COOK, MN 55723-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH STAR CU
Jan 20, 2022	Warranty Deed, Transfer
Jan 7, 2021	Warranty Deed, Transfer · Conventional with PMI COMPEER FIN'L FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Mar 3, 2010 · Amount on Record
Deed Document Number	20211400459
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	11646 HIGHWAY 1, COOK, MN 55723-8106
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001527657
Date	Feb 9, 2026
Instrument	1527657

Lender

Name	NORTH STAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2031

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 20, 2022
Property Address	11646 HIGHWAY 1, COOK, MN 55723-8106
Document Number	0001435693
Map Reference	PL 69-183
Instrument Date	Nov 19, 2021
Instrument	1435693
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$36.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 MESABA AVE, DULUTH, MN 55811-2730
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 7, 2021
Property Address	11646 HIGHWAY 1, COOK, MN 55723-8106
Document Number	00A1400459
Instrument Date	Dec 29, 2020
Instrument	A1400459
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 ASTOR RD BABBITT MN 557061120, BABBITT, MN 55706-1120

Mortgage

Document Number	A1400460
Date	Jan 7, 2021
Instrument	A1400460

Lender

Name	COMPEER FIN'L FLCA
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Linden Grove Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$304.00 (+2.7%) Homeowner's exemption
2025	$296.00 (+2.07%) Homeowner's exemption	$109,700 (+43.77%) Land $46,400 Building $63,300	$109,700 (+43.77%) Land $46,400 Building $63,300
2024	$290.00	$76,300 (+11.88%) Land $45,900 Building $30,400	$76,300 (+11.88%) Land $45,900 Building $30,400
2022		$68,200 Land $37,800 Building $30,400	$68,200 Land $37,800 Building $30,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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