11646 Co Rd 238, Clyde, TX 79510 Property Records

Callahan County property record for 11646 Co Rd 238, Clyde, TX 79510

Property Summary

Property Type	Rural Home
Details	2,848 sqft · built 1997
Lot Size	4.63 acres (201,683 sqft)
Owner	2 Individual Names on File
Last Sale	$179,700 (Apr 2021)
Tax Bill	$4,068 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Apr 2021 Mortgage + 1 more
APN	`R000004611`

Property Details

APN / Parcel Number

Primary APN	`R000004611`
Alternative APN	`0628003500902`

Interior

Building Area	2,848 sqft Living Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	201,683 sqft (4.63 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft

Location & Zoning

Account Number	0628003500902
Street Address	11646 COUNTY ROAD 238
City	CLYDE
State	TX
Zip	79510-6550
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACRES: 4.630 628 BLK 8 35 T&P RR CO
Legal Subdivision	SURVEY 35 T AND P R R COMPANY SURVEY
Legal Block	8
Jurisdiction	CALLAHAN TX
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2036
Census Tract	30102

Owner

11646 Co Rd 238, a rural home, is owned and occupied by two individuals who bought it in April 2021.

Source: Callahan County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11646 COUNTY ROAD 238, CLYDE, TX 79510-6550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABILENE TEACHERS FCU
Apr 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 1, 2005	Vendor's Lien, Transfer · ARM OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Apr 1, 2005 · Amount on File
Deed Document Number	2021788
Prior Transfer Date	Mar 30, 2005
Prior Transfer Doc	0000005798
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	11646 COUNTY ROAD 238, CLYDE, TX 79510-6550
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232655
Date	Dec 15, 2023
Instrument	232655

Lender

Name	ABILENE TEACHERS FCU
Type	Credit Union
Address	ABILENE, TX 79606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLAHAN TX
Recording Date	Apr 5, 2021
Property Address	11646 COUNTY ROAD 238, CLYDE, TX 79510-6550
Document Number	210788
Instrument Date	Mar 22, 2021
Instrument	210788
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11646 COUNTY ROAD 238, CLYDE, TX 79510-6550

Mortgage

Document Number	210789
Date	Apr 5, 2021
Instrument	210789

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2046

April 2005: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Apr 1, 2005
Property Address	11646 COUNTY ROAD 238, CLYDE, TX 79510-6550
Document Number	00157/0348
Book / Page	157 / 0348
Map Reference	M420 PG693
Instrument Date	Mar 30, 2005
Instrument	005798
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 RAILROAD ST, MORAN, TX 76464-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11646 COUNTY ROAD 238, CLYDE, TX 79510-6550
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005799
Date	Apr 1, 2005
Instrument	005799

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.95%
Type Change Date	Apr 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.95%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Max Rate	13.9%

Tax Assessment & Valuation

The 2026 property tax bill for 11646 Co Rd 238 was $4,068 with a homeowner's exemption, up 321.1% from the year before.

Source: Callahan County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Unified School District	Eula Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,068.00 (+321.12%) Homeowner's exemption	$267,680 (-0.16%) Land $50,930 Building $216,750	$267,680 (-0.16%) Land $50,930 Building $216,750
2025	$966.00 Homeowner's exemption	$268,120 Land $50,930 Building $217,190	$268,120 Land $50,930 Building $217,190
2023		$267,030 Land $50,930 Building $216,100	$267,030 Land $50,930 Building $216,100
2022	$878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11646 Co Rd 238.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11646 Co Rd 238 is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EULA WSC serves 3,918 people · EPA ID TX0300005
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 238

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