11646 Big Pool Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 11646 Big Pool Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,352 sqft · built 2003
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Apr 2014)
Tax Bill$2,161 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-011033

Property Details

APN / Parcel Number

Primary APN15-011033
Alternative APN
  • 011033

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Total Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number011033
Street Address11646 BIG POOL RD
CityCLEAR SPRING
StateMD
Zip21722-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 5.00 ACRES 11646 BIG POOL RD
Legal SubdivisionKELLEY JOSEPH C & BONNIE A
Legal Lot Number1
JurisdictionWASHINGTON MD
Township / Civil Division15, INDIAN SPRING
Census Block Group3
Census Block3028
Census Tract10600

Owner

Source: Washington County records · APN 15-011033

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11646 BIG POOL RD, CLEAR SPRING, MD 21722-1802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PATRIOT FCU
Sep 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
May 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2014 · Amount on Record
Deed SaleApr 08, 2014 · Amount on Record
Prior SaleMar 27, 2003 · Amount on Record
Deed Book / Page4738 / 231
Transfer Doc0000028461
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address11646 BIG POOL RD, CLEAR SPRING, MD 21722-1802
Transaction TypeMortgage
Record UpdatedMay 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072300394
DateApr 19, 2023
Book Page7230/394
Lender
NamePATRIOT FCU
TypeCredit Union
AddressCHAMBERSBURG, PA 17201
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueApr 19, 2028

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address11646 BIG POOL RD, CLEAR SPRING, MD 21722-1802
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058420196
DateSep 28, 2018
Book Page5842/0196
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2043

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address11646 BIG POOL RD, CLEAR SPRING, MD 21722-1802
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070170410
DateMay 20, 2022
Book Page7017/410
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$258,700 (+10.95%) Land $94,500 Building $164,200$258,700 (-) Land $94,500 Building $164,200
2025$2,161.00 (+14.16%) Homeowner's exemption$233,167 (+28.04%)$258,700 (+42.06%) Land $94,500 Building $164,200
2023$1,893.00$182,100 Land $94,500 Building $87,600$182,100 Land $94,500 Building $87,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996, other causes

Wildfire

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schurz CommunicationsCable1,300 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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