11646 126th Ter, Largo, FL 33778 Property Records

Pinellas County property record for 11646 126th Ter, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1988
Lot Size	0.152 acres (6,604 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Feb 2018)
Tax Bill	$902 (2025)
Deeds & Mortgages	May 2018 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8337-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8337-0`
Alternative APNs	`09-30-15-55728-000-0380` `301509557280000380` `153009557280000380` `R101596`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,112 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,604 sqft (0.152 acres)
Lot Dimensions	97 ft deep x 66 ft wide

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101596
Street Address	11646 126TH TER
City	LARGO
State	FL
Zip	33778-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MARTIN TERRACE 1ST ADD LOT 38
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	MARTIN TERRACE 1ST ADD
Legal Tract	55728
Legal Lot Number	38
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1057
Census Tract	25307

Owner

11646 126th Ter is owned and occupied by an individual who bought it in February 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	11646 126TH TER, LARGO, FL 33778-1564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Prior Sale	Jul 7, 2016 · Amount on File
Deed Document Number	201857982
Deed Book / Page	19952 / 2582
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0192570540
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11646 126TH TER, SEMINOLE, FL 33778-1564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200700055
Date	May 30, 2018
Book Page	20070/0055
Instrument	2018171363

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 26, 2018
Property Address	11646 126TH TER, SEMINOLE, FL 33778-1564
Document Number	0199522582
Book / Page	19952 / 2582
Map Reference	MB58 PG8
Instrument Date	Feb 23, 2018
Instrument	2018057982
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	COST TO COST TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 CREEKVIEW DR, 194, BATTLE CREEK, MI 49037-1431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11646 126TH TER, LARGO, FL 33778-1564

Mortgage

Document Number	2018057983
Date	Feb 26, 2018
Instrument	2018057983

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11646 126th Ter was $902 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$902.00 Homeowner's exemption	$85,470	$257,189 Land $100,376 Building $156,813
2023	$826.00 (+4.16%) Homeowner's exemption	$80,642 (+3%)	$219,939 (+20.52%) Land $102,232 Building $117,707
2022	$793.00 Homeowner's exemption	$78,293	$182,486 Land $91,709 Building $90,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11646 126th Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11646 126th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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