11645 Oregon Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 11645 Oregon Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 947 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Sep 2018)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-21-0044`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-21-0044`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	5 Rooms
Building Area	947 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	947 sqft
Basement Area	699 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	128 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11645 OREGON AVE N
City	CHAMPLIN
State	MN
Zip	55316-2871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 002 A HEATHERS ESTATES 80 X 128
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	21
Legal Subdivision	HEATHERS ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2008
Census Tract	26908

Owner

11645 Oregon Ave N is owned and occupied by an individual who bought it in September 2018.

Source: Hennepin County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11645 OREGON AVE N, CHAMPLIN, MN 55316-2871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage TRUSTONE HM MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Sep 27, 2016 · Amount on File
Deed Document Number	201810599202
Prior Transfer Date	May 24, 2013
Prior Transfer Doc	0009966864
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11645 OREGON AVE N, CHAMPLIN, MN 55316-2871
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11006955
Date	Aug 25, 2021
Instrument	A11006955

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jan 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 28, 2018
Property Address	11645 OREGON AVE N, CHAMPLIN, MN 55316-2871
Document Number	0010599202
Instrument Date	Sep 24, 2018
Instrument	10599202
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11645 OREGON AVE N CHAMPLIN MN 553162871, CHAMPLIN, MN 55316-2871

Mortgage

Document Number	10599203
Date	Sep 28, 2018
Instrument	10599203

Lender

Name	TRUSTONE HM MTG LLC
Address	PLYMOUTH, MN 55447

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11645 Oregon Ave N was $4,066 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,066.00	$344,800 Land $90,300 Building $254,500	$344,800 Land $90,300 Building $254,500
2023	$4,139.00 Homeowner's exemption
2022		$323,000 Land $96,000 Building $227,000	$323,000 Land $96,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11645 Oregon Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11645 Oregon Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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