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11645 Cape Cod Ln, Huntley, IL 60142 Property Records

McHenry County property record for 11645 Cape Cod Ln, Huntley, IL 60142

Property Summary

Property TypeSingle Family Home
Details1,846 sqft · built 1999
Lot Size0.226 acres (9,869 sqft)
OwnerIndividual Name on Record
Last Sale$351,500 (Dec 2021)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-402-012

Property Details

APN / Parcel Number

Primary APN18-34-402-012

Interior

Building Area1,846 sqft
Gross Area2,903 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Lot Area9,869 sqft
Garage Area630 sqft
PorchPorch
Porch Area40 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address11645 CAPE COD LN
CityHUNTLEY
StateIL
Zip60142-6736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0067778 LT 19 BLK 2 WING POINTE PHASE 1
Legal Range07E
Legal Township43N
Legal Section34
Legal SubdivisionWING POINTE PH 01
Legal Phase1
Legal Block2
Legal Lot Number19
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2006
Census Tract871115

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11645 CAPE COD LN, HUNTLEY, IL 60142-6736
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Jun 8, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleApr 13, 2016 · Amount on Record
Deed Document Number2021R0067778
Record UpdatedJun 7, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 22, 2021
Property Address11645 CAPE COD LN, HUNTLEY, IL 60142-6736
Document Number0000067778
Map ReferenceDOC 1999R0002749
Instrument DateDec 22, 2021
Instrument2021R0067778
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$351.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11645 CAPE COD LN, 11645, HUNTLEY, IL 60142-6736

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 E CRYSTAL LAKE AVE, CRYSTAL LAKE, IL 60014-6212

Mortgage

Document Number0000067779
DateDec 22, 2021
Instrument2021R0067779
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Index5-Year CMT

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address11645 CAPE COD LN, HUNTLEY, IL 60142-6736
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020178
DateJun 8, 2020
Instrument2020R0020178
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueJun 1, 2046

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityHuntley Village
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$91,597 Land $6,478 Building $85,119$274,791 Land $19,434 Building $255,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTLEY
serves 28,495 people · EPA ID IL1110350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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