Bay County property record for 11642 Pamela Ln, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,304 sqft · built 1976 |
| Lot Size | 12.5 acres (544,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,985 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03530-000-000 |
| Primary APN | 03530-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 544,500 sqft (12.5 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Pool Area | 480 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 381 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11642 PAMELA LN |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | 22 1S 12W -4- 198 THAT PART OF SW1/4 OF SW1/4 LYING E OF RR R/W ORB 1736 P 1123 |
| Legal Range | 12W |
| Legal Township | 01S |
| Legal Section | 22 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 302 |
11642 Pamela Ln is owned and occupied by two individuals who acquired it in August 2025.
Source: Bay County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11642 PAMELA LN, YOUNGSTOWN, FL 32466-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2025 |
| Transfer Doc | 0049441766 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 11642 Pamela Ln was $1,985, up 1.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 (+1.48%) Homeowner's exemption | $200,121 | $253,432 Land $92,000 Building $161,432 |
| 2024 | $1,956.00 (-1.11%) | ||
| 2023 | $1,978.00 (+11.56%) Homeowner's exemption | $193,858 (+3%) | $249,985 (+5.89%) Land $92,000 Building $157,985 |
| 2022 | $1,773.00 Homeowner's exemption | $188,212 | $236,075 Land $92,000 Building $144,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11642 Pamela Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 10 (2014–2021) |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11642 Pamela Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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