11642 Cygnet Dr, Waldorf, MD 20601 Property Records

Charles County property record for 11642 Cygnet Dr, Waldorf, MD 20601

Property Summary

Property TypeExempt (Full or Partial)
Details2.5 ba · 2,484 sqft · built 1994
Lot Size0.292 acres (12,704 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Jun 2023)
Tax Bill$772 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-219519

Property Details

APN / Parcel Number

Primary APN06-219519
Alternative APNs
  • 6219519
  • 219519

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,484 sqft Gross Area
1st Floor Area1,042 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,704 sqft (0.292 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area600 sqft
PorchOpen Porch
Porch Area170 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number219519
Street Address11642 CYGNET DR
CityWALDORF
StateMD
Zip20601-2633
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeRM
Legal DescriptionLOT 98 PLAT 2 SPRINGHAVEN WOODS
Legal SubdivisionSPRINGHAVEN WOODS
Legal Block2
Legal Lot Number98
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850708

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11642 CYGNET DR, WALDORF, MD 20601-2633
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed, Transfer · VA Mortgage
NAVY FCU
Feb 2, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 4, 2020Deed, Transfer · VA Mortgage
PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleDec 4, 2020 · Amount on Record
Deed Book / Page12979 / 343
Transfer Doc0038910039
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 29, 2023
Property Address11642 CYGNET DR, WALDORF, MD 20601-2633
Document Number0129790343
Book / Page12979 / 343
Map ReferenceLB 44 FO 207
Instrument DateJun 21, 2023
Transaction TypeTransfer
Record UpdatedJul 14, 2023
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11642 CYGNET DR, WALDORF, MD 20601-2633

Mortgage

Document Number0012979352
DateJun 29, 2023
Instrument12979/352
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11642 CYGNET DR, WALDORF, MD 20601-2633
Transaction TypeMortgage
Record UpdatedFeb 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11642 CYGNET DR, WALDORF, MD 20601-2633

Mortgage

Document Number0128420374
DateFeb 2, 2023
Book Page12842/374
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 4, 2020
Property Address11642 CYGNET DR, WALDORF, MD 20601-2633
Document Number0114710500
Book / Page11471 / 500
Map ReferenceLB 44 FO 207
Instrument DateNov 17, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,264.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11642 CYGNET DR, WALDORF, MD 20601-2633

Mortgage

Document Number11471508
DateDec 4, 2020
Instrument11471/508
Lender
NamePRIME CHOICE FUNDING INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,900 (+5.35%)$486,400 (-) Land $126,200 Building $360,200
2025$772.00 (-85.44%)$439,400 (+16.32%)$486,400 (+16.95%) Land $126,200 Building $360,200
2023$5,303.00 (+24.63%)$377,767 (+11.23%)$415,900 (-) Land $126,200 Building $289,700
2022$4,255.00$339,633$415,900 Land $126,200 Building $289,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims10 (1984–2018)
Claims Outside the SFHA9 of 10
Most Recent ClaimApr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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